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Oregon
Escrow Agent Bond

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Coverage Amount: $50,000 - $500,000
Term Length: 1 year
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Oregon Escrow Agent Bond Guide

If you’re applying for an escrow agent license in Oregon, you’ll likely need this surety bond. 

Bond Overview

  • Purpose: To ensure proper management of escrow funds and transactions
  • Who Needs It: All real estate escrow agents in Oregon
  • Regulating Body: The Oregon Real Estate Agency
  • Required Coverage: $50,000–$500,000 based on value of client trust funds
  • Premium Rate: 1–10%, credit-based

Learn all about the bond requirements and process in this guide.

What Is an Oregon Escrow Agent Bond?

An Oregon escrow agent bond holds licensees financially responsible for upholding state laws and regulations. This protects both the state and clients involved in real estate escrow transactions. 

The Oregon Real Estate Agency requires this bond as part of the licensing process for escrow agents in the state.

How Much Do Escrow Agent Bonds Cost?

Your bond coverage will be determined based on the sum of client trust funds held. 


Oregon escrow agent bonds cost a small percentage of the required coverage amount, typically 1–10% based on personal credit score. Apply for your free quote now!

Bond Type
$50,000Escrow Agent BondTotal annual receipts of client trust funds is less than $30 million
$125,000Escrow Agent BondTotal annual receipts of client trust funds is $30 million or more, but less than $60 million
$250,000Escrow Agent BondTotal annual receipts of client trust funds is $60 million or more, but less than $100 million
$375,000Escrow Agent BondTotal annual receipts of client trust funds is $100 million or more, but less than $300 million
$500,000Escrow Agent BondTotal annual receipts of client trust funds is $300 million or more

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get an Oregon escrow agent bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll email you the bond shortly after purchase. Be sure to file it with the Oregon Real Estate Agency as instructed. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does an Oregon Escrow Agent Bond Work? 

A escrow agent bond creates a legal contract between these three parties: 

  1. Principal: You, the escrow agent filing the bond
  2. Obligee: The Oregon Real Estate Agency requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding the provisions of ORS 696.505-696.590 and OAR 863 Division 49 and Division 50. 

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you must ultimately refund the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your escrow agent bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

More Resources

Call 1 (800) 308-4358 to talk with a Surety Expert

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