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Oregon
Exempt Company Registration Bond

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Coverage Amount: $50,000
Term Length: 1 year
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Oregon Exempt Company Registration Bond Guide

If you’re an exempt company that employs mortgage loan originators (MLOs) in Oregon, you’ll likely need this surety bond. 

Bond Overview

  • Purpose: To protect the public if a sponsored MLO breaks registration laws
  • Who Needs It: Mortgage lending companies that are exempt from state licensing
  • Regulating Body: The Oregon Division of Financial Regulation
  • Required Coverage: $50,000
  • Premium Rate: $500–$5,000, credit-based

Learn all about the bond requirements and process in this guide.

What Is an Oregon Exempt Company Registration Bond?

In Oregon, some companies are exempt from mortgage licensing requirements. However, if they employ or sponsor mortgage loan originators (MLOs), an exempt company registration bond financially protects the public if an MLO breaks registration laws.

How Much Do Exempt Company Registration Bonds Cost in Oregon?

$50,000 Oregon exempt company registration bonds typically cost $500 for qualified applicants. 


Surety underwriters determine exact rates based on personal credit score. Apply for your free quote now!

Bond Type
$50,000Exempt Company Registration Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

How Do I Get My Bond?

Working with SuretyBonds.com is the fastest to get your Oregon exempt company registration bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll upload the bond form directly to NMLS on your behalf and provide email confirmation for your records. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does an Oregon Exempt Company Registration Bond Work? 

An exempt company registration bond creates a financial contract between three parties: 

  1. Principal: You, the exempt company owner(s) filing the bond
  2. Obligee: The Oregon Division of Financial Regulation requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding the provisions of OAR 441-446-0203. 

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you are ultimately responsible for refunding the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your exempt company registration bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

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