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Rhode Island Certificate of Title Bond

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How much does a Rhode Island certificate of title bond cost? 

Rhode Island certificate of title bond costs start at $100. Your exact cost will vary depending on the surety bond amount required by the Division of Motor Vehicles.

  • Bond amounts up to $6,000 cost $100.
  • Bond amounts from $6,001 to $50,000 cost $15 for every $1,000 of coverage, starting at $100.
  • Bond amounts for more than $50,000 must be reviewed by an underwriter for pricing, starting at $750.

How do I get a title surety bond for my vehicle in Rhode Island?

You can purchase your Rhode Island vehicle title bond online 24/7. You'll need to provide the following information for Division of Motor Vehicles filing approval.

  • vehicle owner's name
  • vehicle owner's address
  • vehicle identification number (VIN)
  • vehicle year, make, and model

You'll receive your bond confirmation by email once your order has been processed.

How fast can I get a title bond? 

Our industry-leading technology and responsive customer service team allow us to deliver your official Rhode Island certificate of title bond faster than any other surety provider. The DMV requires your Rhode Island title bond be physically issued and shipped to you, so choose overnight shipping during checkout if you're in a rush. Orders placed by 4 PM CST Monday-Friday are typically shipped same-day.

Bond Type
$100-$6,000Certificate of Title Bond
$6,001-$25,000Certificate of Title Bond
$25,001-$50,000Certificate of Title Bond
$50,001-$100,000Certificate of Title Bond

What is the purpose of the Rhode Island lost title bond? 

Rhode Island General Laws Section 31-3.1-9 requires individuals file a surety bond for registration if they cannot provide sufficient vehicle ownership. The state's bond form is officially titled “Bond Application," but it's more commonly known as a “certificate of title bond,” “defective title bond,” “lost title bond,” or just “title bond.”

This bond specifically requires certificate of title applicants to comply with Title Law Chapter 31-3.1 and also protects prior vehicle owners, lienholders, and subsequent purchasers from losses resulting from certificate of title issuance. In the event of a valid claim, the issuing surety company will pay up to the full bond amount, which the bonded vehicle owner must reimburse. 

Who registers vehicles in Rhode Island? 

The Rhode Island Division of Motor Vehicles enforces vehicle registration requirements, including the surety bond requirement for individuals with insufficient proof of vehicle ownership. If you have questions about registering your vehicle or submitting a bonded title application, you can contact division staff by calling 1(401)462-4368 or by filling out an online questions and feedback form

The Rhode Island certificate of title bond is required for vehicle registration. If you plan to sell vehicles, you need a separate Rhode Island motor vehicle dealer bond.

How do I determine my title bond amount?

Your Rhode Island certificate of title surety bond amount must be 1 ½ times your vehicle value as determined by the Division of Motor Vehicles. If you need help determining your bond amount, contact the DMV before purchasing your surety bond.

How do Rhode Island bonded title applicants file your bond? 

You can file your official Rhode Island vehicle title bond with the Division of Motor Vehicles by mail. You must sign your original bond in the presence of a witness before mailing it.

Division of Motor Vehicles
Research and Title Office
600 New London Avenue
Cranston, RI 02920-3024

How do I update or change my vehicle title bond form? 

If the Rhode Island Division of Motor Vehicles requires your surety bond documentation to be updated for any reason, contact your surety provider. If you purchased your bond from, email [email protected] to explain the needed change.

The most common changes for these bonds include updating the following.

  • vehicle owner's name
  • address
  • vehicle information

Do I need to renew my certificate of title bond? 

No. Your Rhode Island certificate of title bond will expire at the end of its 3-year term and won't need to be renewed. The state may return your surety bond before its original 3-year term ends if your vehicle is no longer registered in Rhode Island and the current valid certificate of title is surrendered to the Division of Motor Vehicles. 

How do Rhode Island residents apply for a bonded title?

Follow the steps below to apply for a bonded title in Rhode Island. 

  1. Verify your vehicle is eligible for a bonded title with the Rhode Island Department of Motor Vehicles. 
  2. Purchase and file a certificate of title bond in the correct required bond amount. 
  3. Submit your completed application for title with the DMV. 

Division of Motor Vehicles
Research and Title Office
600 New London Avenue
Cranston, RI 02920-3024

Call 1 (800) 308-4358 to talk with a Surety Expert