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South Dakota
Debt Adjuster Bond

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Coverage Amount: $50,000
Term Length: 1 year
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South Dakota Debt Adjuster Bond Guide

If you’re applying for a debt adjuster license in South Dakota, you’ll need this surety bond. 

Bond Overview

  • Purpose: To ensure debt adjusters handle funds properly and operate ethically
  • Who Needs It: All debt adjusters in South Dakota
  • Regulating Body: The South Dakota Attorney General, Division of Consumer Protection
  • Required Coverage: $50,000
  • Premium Rate: Credit-based, typically 1–5%

Learn all about the bond requirements and process in this guide.

What Is a South Dakota Debt Adjuster Bond? 

A South Dakota debt adjuster bond protects clients if a debt adjuster mishandles funds, fails to uphold contracts, or acts fraudulently. 

The South Dakota Attorney General requires a $50,000 bond for all debt adjusters in the state. This provides financial security in the event of misconduct. 

How Much Do Debt Adjuster Bonds Cost?

South Dakota debt adjuster bonds cost a small percentage of the $50,000 coverage amount, typically 1–5%.

Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$50,000Debt Adjuster Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

Who Needs a Debt Adjuster Bond? 

Although there is no statewide licensing requirement in South Dakota, debt adjusters still need to file this surety bond to operate. 

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get a South Dakota debt adjuster bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll mail you the bond via your preferred shipping method. Be sure to file it with the Attorney General as instructed. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does a South Dakota Debt Adjuster Bond Work? 

A debt adjuster bond creates a legal contract between these three parties: 

  1. Principal: You, the debt adjuster filing the bond
  2. Obligee: The South Dakota Attorney General requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding the provisions of SDCL Chapter 37-34. 

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you must ultimately refund the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your debt adjuster bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

More Resources

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