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Tennessee Certificate of Title Bond

How much does a certificate of title bond cost in Tennessee?

The Tennessee Department of Revenue requires all owners of vehicles without certificates of title within the state to execute a surety bond. The required bond amount must be equal to the appraised value of the vehicle. Applicants must verify their required bond amount prior to bonding.

Bonds in amounts less than $6,000 will cost just $100 - no credit check required. Bonds in amounts between $6,000 and $25,000 will also be issued without a credit check, but at $15 per every $1,000 of the required bond amount. Bonds in amounts greater than $25,000 are subject to underwriting consideration.

Submit a bond request or call 1 (800) 308-4358 to connect with a surety specialist who will assist you with your Tennessee bonding needs quickly, easily and accurately!

Bond Type Bond Amount Cost*
Less than $6,000 Certificate of Title Bond Less than $6,000 $100 for 3 years Buy Now
$6,000-$25,000 Certificate of Title Bond $6,000-$25,000 $15 for every $1,000 ($100 minimum) for 3 years Buy Now
Greater than $25,000 Certificate of Title Bond Greater than $25,000 Subject to Underwriting Buy Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Interested in obtaining a certificate of title bond? Call us today at 1 (800) 308-4358 or fill out our online bond request form now.

Why do I need this bond?

Tennessee certificate of title bonds are put in place to protect the state and general public from financial loss that occurs as a result of the issuance of a new certificate of title for the vehicle in question. By posting this bond, the principal (vehicle owner) takes full responsibility for these damages if they do occur.

The surety will initially cover any damages up to the full bond amount, and the principal must reimburse the surety for any damages paid out.

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What’s the fine print?

If you own a vehicle in Tennessee that is unregistered and needs a certificate of title, the Department of Revenue mandates that you secure a surety bond. The bond remains valid for 3 years from the effective date. If the vehicle is no longer registered with the state before the 3 years are up, then the owner can return the certificate of title to the state if there are no pending claims.

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Additional Resources

Tennessee Certificate of Title Bond Form

Tennessee Department of Revenue: Vehicle Title & Registration Forms

Tennessee Code: Title 55, Chapter 3, Section 103

Tennessee Code: Title, Chapter 3

Tennessee Department of Revenue

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