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Tennessee Home Improvement Contractor License Bond

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Purchase your bond instantly online when you choose one of the 3 term options below. Save time and money by extending your bond term. Choosing a longer term now means you pay 25% less for your bond each year and forego the annual renewal process.

  • $100.00
    1 year term

  • $175.00
    2 year term - save $25.00!

  • $250.00
    3 year term - save $50.00!

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Want your bond emailed to you tomorrow? Buy your bond now .

How much does $10,000 a Tennessee home improvement contractor bond cost?

Home improvement contractors in several Tennessee counties must purchase a $10,000 surety bond as part of the licensing process.

Tennessee home improvement contractor bonds cost $100 and are issued without underwriting. Simply click Buy Now to visit our secure bond checkout to purchase your bond today. It only takes a few minutes to be on your way to being bonded as a Tennessee home improvement contractor.

Bond Type Bond Amount Cost
$10,000 Home Improvement Contractor License Bond $10,000 $100

Why do I need this bond?

Home improvement contractors can perform work that includes laying driveways, installing swimming pools, building porches or garages, roofing and painting. This license type is for contractors working on projects costing between $3,000 and $24,999; projects over $25,000 require a contractor’s license. Tennessee requires home improvement contractors in the following counties must be licensed and bonded:

  • Bradley
  • Davidson
  • Haywood
  • Hamilton
  • Knox
  • Marion
  • Robertson
  • Rutherford
  • Shelby

This bond ensures that the principal (home improvement contractor) will adhere to all state laws and the rules and regulations listed in Tennessee Code Annotated Title 62, Chapter 6, Section 506, in addition to completing all projects in accordance with the contractual agreement. If the principal violates the contract agreement and a consumer is harmed, a claim can be brought against the bond to protect the obligee from loss.

What’s the fine print?

Home improvement contractors need a bond on file with the state for the duration of their license. The bond is continuous until canceled, and can be canceled by the surety with 30-days’ notice to the Tennessee Board for Licensing Contractors. In addition, the state will keep the bond on file for one-year after license deactivation or replacement.

How to become a licensed home improvement contractor in Tennessee

To obtain a home improvement contractor license, fill out the application packet and submit all the required materials:

  • Pay $250 two-year licensing fee
  • Proof of registration with Secretary of State
  • Original surety bond form or proof of financial responsibility
  • Proof of workers’ compensation insurance (unless you have no employees or subcontractors) and general liability insurance
  • Experience and reference list
  • Documentation proving your status as either a U.S. citizen, a qualified alien or a foreign national not currently residing in the U.S.

The application packet contains a checklist to verify that all the relevant information is included. The Board must approve the license at a public meeting. To have a license issued before the next meeting, include a written emergency request with the application.

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Additional Resources

Home Improvement Licensing Requirements

Home Improvement Contractor License Application Packet with Rules and Regulations

Rules of the Tennessee Board for Licensing Contractors

Tennessee Board for Licensing Contractors

Tennessee Department of Commerce & Insurance

Tennessee Code Annotated

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