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What Are Tennessee Manufactured/Modular Home Bonds?
Tennessee requires manufactured housing bonds, also known as mobile housing bonds, as part of the licensing process for retailers, dealers, installers and manufacturers of modular homes. These bonds protect consumers from potential harm by the following professionals:
- Mobile Housing Manufacturers: Ensure homes meet laws and regulations, protecting retailers and consumers from manufacturing errors.
- Mobile Housing Dealers/Retailers: Hold sellers accountable for legal practices, safeguarding consumers against fraud.
- Mobile Housing Installers: Guarantee compliance with laws, protecting customers from poor installation or damages.
How Much Do Tennessee Manufactured/Modular Home Bonds Cost?
Most qualified individuals can expect to pay a premium of just 1–5% for their manufactured housing bond policy. The cost of your manufactured or modular home bond will vary depending on the bond type, bond amount and your credit score.
- $10,000 Manufactured Home Stabilizing System Installer Bond: $200 flat rate premium
- $25,000 Manufactured Homes Dealer Bond: Starts at $250 premium
- $25,000 Installer of Modular Building Units Bond: $5/$1,000 prorated premium
- $100,000 Modular Building Manufacturer Bond: Starts at $1,000 premium
- $50,000 Modular Building Units Dealer Bond: Starts at $500 premium
Select your bond below to start your application:
Some bonds are eligible for a multi-year discount and/or premium financing.
How Do Tennessee Manufactured/Modular Home Bonds Work?
Manufactured and modular home bonds bind three parties in a legal contract:
- Principal: The Tennessee retailer, dealer, installer or manufacturer purchasing the bond
- Surety: The provider issuing the bond to the principal
- Obligee: The Department of Commerce and Insurance (DCI) requiring the bond
If a bonded retailer, dealer, installer or manufacturer in Tennessee breaks the contract terms, the DCI can file a claim to recover damages.
How to Get a Tennessee Manufactured/Modular Home Bond
SuretyBonds.com provides the fastest and easiest way to get manufactured and modular home bonds. Follow these four steps:
- Apply online at SuretyBonds.com
- Get a free quote within one business day
- Purchase your bond
- File the bond with the DCI
Once you apply, we’ll provide a quote and invoice so you can purchase your bond any time.
If you are purchasing an installer bond, these bonds are available for instant online purchase at a flat rate — no application required. If you’re in a rush to receive your physical bond document, we offer next-day and overnight shipping options.
How Do I Renew My Tennessee Manufactured/Modular Home Bond?
Tennessee manufactured and modular home bonds expire annually. A SuretyBonds.com representative will contact you with renewal instructions and an invoice to keep your bond active before your term ends.
How Do I Update My Tennessee Manufactured/Modular Home Bond Form?
If you need to update any information on your bond form, call 1 (800) 308-4358 or email [email protected], and one of our friendly representatives will be happy to assist you.
Have Questions?
Call 1 (800) 308-4358 to talk with a Surety Expert today.