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Tennessee
Title Pledge Lender Bond

400,000+ Bonds issued to 250,000+ satisfied customers.

Coverage Amount: $25,000
Term Length: 1 year
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Tennessee Title Pledge Lender Bond Guide

If you’re applying for a title pledge lender license in Tennessee, you’ll likely need this surety bond. 

Bond Overview

  • Purpose: To ensure lenders uphold state regulations and operate ethically
  • Who Needs It: All title pledge lenders in Tennessee
  • Regulating Body: The Tennessee Department of Financial Institutions
  • Required Coverage: $25,000
  • Premium Rate: Credit-based, typically $250–$2,500

Learn all about the bond requirements and process in this guide. 

What Is a Tennessee Title Pledge Lender Bond? 

A Tennessee title pledge lender bond protects borrowers from fraudulent or negligent practices. It also ensures that you will properly return the vehicle title after repayment. 

The Tennessee Department of Financial Institutions requires a $25,000 bond for anyone who makes title or property pledge agreements.

How Much Do Title Pledge Lender Bonds Cost?

Tennessee title pledge lender bonds cost a small percentage of the coverage amount, typically $250–$2,500.

Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$25,000Title Pledge Lender Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get a Tennessee title loan lender bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

Shortly after purchase, we'll upload your bond form directly to NMLS for you to sign.

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does a Tennessee Title Pledge Lender Bond Work? 

A title pledge lender bond creates a legal contract between these three parties: 

  1. Principal: You, the title pledge lender filing the bond
  2. Obligee: The Tennessee Department of Financial Institutions requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding the provisions of the Tennessee Title Pledge Act. 

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you must ultimately refund the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your title loan lender bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

More Resources

Call 1 (800) 308-4358 to talk with a Surety Expert

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