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Texas Discount Health Care Card Program Operator Bond

Price Varies / 1 year term


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How much does a discount health care card program operator bond cost in Texas?

The Texas Department of Licensing and Regulation mandates that all discount health care card program operators post $50,000 surety bonds.

These bonds are subject to underwriting, so the price you’ll pay depends on a review of your personal credit report. Our surety experts work hard to get you bonded quickly and for the lowest rate possible, regardless of your credit situation. Request your free bond quote now.

Bond Type
$50,000Discount Health Care Card Program Operator Bond

Why do I need this bond?

Discount health care card program operator bonds ensure that principals (program operators) comply with all of the rules and regulations put in place by the state. Specifically, program operators are expected to adhere to the provisions of Chapter 51, Subchapter F of the Texas Occupations Code and the rules adopted by the Texas Commission of Licensing and Regulation. Unfair or deceptive acts described in this law include:

  • misrepresenting price ranges for discounts
  • misrepresenting size or location of program’s network of providers
  • failing to register or renew registration and continuing to conduct business
  • misrepresenting discount health care card programs as a federally approved Medicare program
  • using the term “insurance” for the discounted health care product

If the principal violates any part of the bond agreement and consumers are harmed as a result, the surety will cover all damages up to the full penal sum of the bond. The principal, in turn, must reimburse the surety for all damages paid out.

Connect with our team of expert surety specialists, who will walk you through each step of our fast and easy bonding process!

What’s the fine print?

Texas discount health care card program operator surety bonds remain in full force and effect for the time period the principal is registered as an operator, unless earlier terminated. The surety can cancel the bond at any time by giving written notice of cancellation to the Texas Department of Licensing and Regulation at least 30 days prior to the effective termination date.

How to become a discount health care card program operator in Texas

Discount health care card program operators must register with the Texas Department of Insurance before they start conducting business. The following materials must be submitted for licensure:

  • initial registration form
  • biographical certificates
  • $50,000 surety bond
  • copy of the form of all contracts made or to be made between the program operator and any providers or provider networks

Additionally, the operator must provide a list of the marketers authorized to distribute the operator’s program cards via email to the Texas Department of Insurance.

Take the first step toward becoming licensed in Texas by purchasing the surety bond you need.

Ready to get started?

Call 1 (800) 308-4358 to talk with a Surety Expert