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Virginia
Watercraft Certificate of Title Bond

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Coverage Amount: $100 - $250,000
Term Length: 3 years
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Virginia Certificate of Title Bond Guide

If you’re a watercraft owner without a title certificate in Virginia, you’ll need this surety bond. 

Bond Overview

  • Purpose: To establish the legal ownership of a watercraft  
  • Who Needs It: Watercraft owners in Virginia 
  • Regulating Body: The Department of Game and Inland Fisheries: Consumer Services
  • Required Coverage: 2x the watercraft’s value
  • Premium Rate: Typically $100–$750

Learn all about the bond requirements and process in this guide. 

What Is a Virginia Watercraft Certificate of Title Bond? 

A Virginia watercraft certificate of title bond is simply a title backed by a surety bond. It establishes a proof of ownership if the original title is invalid or unavailable. 

You may need a certificate of title bond if:

  • You are applying for a new certificate of title for a watercraft without proof of ownership
  • You are transferring or terminating ownership without a signed certificate of title 

How Much Do Certificate of Title Bonds Cost?

Typically, your bond amount will be equal to twice the value of your watercraft. 

For bonds that are $50,000 or less, you’ll pay $15 for every $1,000 of coverage with a $100 minimum. Premium rates for bonds over $50,000 will cost 1–10% based on your credit score.  Click below to buy online or apply now!

Bond Type
$100-$50,000Watercraft Certificate of Title Bond
$50,001-$250,000Watercraft Certificate of Title Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get a Virginia certificate of title bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll email you the bond shortly after purchase. Be sure to file it with the Department of Game and Inland Fisheries as instructed. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does a Virginia Boat Certificate of Title Bond Work? 

A certificate of title bond creates a legal contract between these three parties: 

  1. Principal: You, the watercraft owner, filing the bond
  2. Obligee: The Department of Game and Inland Fisheries: Consumer Services requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding the provisions of the Virginia Code Chapter 7, Article 2.1. 

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you must ultimately refund the surety. 

How Do I Renew My Bond?

This bond is not available for renewal. Once the three year term is up, the bond will be returned to you and you are eligible for a standard title. 

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