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Washington Vehicle Ownership Bond

Price Varies / 3 year term

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How much does a Washington title bond cost?

Washington certificate of title bond costs start at $100. The exact cost will vary depending on the surety bond amount required by the Washington State Department of Licensing.

  • Bond amounts up to $10,000 cost $100.
  • Bond amounts from $10,001 to $50,000 cost $15 for every $1,000 of coverage, starting at $100.
  • Bond amounts for more than $50,000 must be reviewed by an underwriter for pricing, starting at $750.

How do you get a Washington vehicle ownership bond?

You can purchase Washington title bonds online 24/7. The following information must be provided for Department of Licensing approval.

  • name
  • address
  • vehicle identification number (VIN), if applicable
  • motorcycle motor number, if applicable
  • vehicle year, make, and model

You'll receive your official surety bond by email once your order has been processed.

How fast can I get a certificate of title bond?

You'll receive your official bond by email instantly if your bond amount is less than $10,000. If your bond amount is higher than $10,000, a team member will review your purchase order before sending your official bond to your email. Orders received by 4 PM CST Monday-Friday are typically emailed same-day.

Bond Type
$100-$10,000Certificate of Title Bond
$10,001-$25,000Certificate of Title Bond
$25,001-$50,000Certificate of Title Bond
$50,001-$100,000Certificate of Title Bond

What is a Washington vehicle ownership bond?

Revised Code of Washington Section 46.12.680 requires a surety bond be filed by individuals unable to provide vehicle ownership evidence for registration. In Washington these bonds are officially called a "Vehicle Ownership Bond," but they're more commonly known as a "certificate of title surety bond," "lost title bond," or "bonded title."

This bond protects previous owners, lien holders, and future owners against expenses, losses, or damages resulting from the new bonded car title issuance. A claim can be filed against the bond if the original title is found. The surety company will pay valid claims up to the full bond amount, which the bonded vehicle owner would then be required to reimburse.

Who registers vehicles with missing titles in Washington?

The Washington Department of Licensing enforces vehicle registration requirements for individuals with lost or stolen vehicle titles. Your original Washington lost title bond must be attached to your title application and be filed within 6 months of issuance.

A Washington vehicle title bond is required if you have insufficient ownership documentation. If plan to sell vehicles, a separate Washington motor vehicle dealer bond is required.

How do I determine my bond amount?

The Department of Licensing requires your exact bond amount be 1.5 times your vehicle value. If you need help determining your exact required bond amount, contact the Department of Licensing before purchasing your bond.

How do I update or change my title surety bond form?

If the Washington Department of Licensing requires your vehicle title bond documentation to be updated for any reason, contact your surety provider. If you purchased your bond from SuretyBonds.com, email [email protected] to explain the needed change.

The most common changes for these bonds include:

  • name
  • address
  • vehicle information

Do Washington bonded titles expire?

A Washington vehicle ownership bond expires at the end of its 3-year term and does not renew. The Department of Licensing will return the bond after it expires if the vehicle is no longer registered in the state and the valid certificate of ownership has been provided.

How do Washington residents apply for a bonded title?

  • Get your vehicle inspected to verify its vehicle identification number, year, and make.
  • Purchase a surety bond in the required amount equal to 1.5 times your vehicle's value as determined by the Department of Licensing.
  • Submit your bond, car title application, and vehicle inspection form to a license agent.

Call 1 (800) 308-4358 to talk with a Surety Expert