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Wisconsin
Unemployment Reserve Fund Bond

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Coverage Amount: $1,000 - $100,000
Term Length: 4 years
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Wisconsin Unemployment Reserve Fund Bond Guide

If you elect to pay into the Unemployment Reserve Fund in Wisconsin, you’ll likely need this surety bond. 

Bond Overview

  • Purpose: To guarantee payment of unemployment contributions and benefits
  • Who Needs It: Employers elect reserve fund reimbursement for unemployment benefits
  • Regulating Body: The Unemployment Reserve Fund of the State of Wisconsin
  • Required Coverage: $1,000–$100,000
  • Premium Rate: 1–10%, credit-based

Learn all about the bond requirements and process in this guide. 

What Is a Wisconsin Unemployment Reserve Fund Bond?

A Wisconsin unemployment reserve fund bond is required for employers who elect to make payments to the Unemployment Reserve Fund in lieu of paying unemployment taxes.

How Much Do Unemployment Reserve Fund Bonds Cost?

Wisconsin unemployment reserve fund bonds cost a small percentage of the required coverage amount, typically 1–10%.


Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$1,000-$100,000Unemployment Reserve Fund Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

Who Needs a Unemployment Reserve Fund Bond? 

The Unemployment Reserve Fund of the State of Wisconsin requires this bond as part of the licensing process for employers in the state.  

Your bond amount will be calculated as the greater of 4% of the previous year’s payroll or the current year’s expected payroll. 

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get a Wisconsin unemployment reserve fund bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll mail you the bond via your preferred shipping method. Be sure to file it with the Unemployment Reserve Fund of the State of Wisconsin as instructed. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does a Wisconsin Unemployment Fund Bond Work? 

A unemployment reserve fund bond creates a legal contract between these three parties: 

  1. Principal: You, the employer filing the bond
  2. Obligee: The Unemployment Reserve Fund of the State of Wisconsin requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding the provisions of Wisconsin Statutes Chapter 108.151 (4)(a).

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you must ultimately refund the surety. 

How Do I Renew My Bond?

These bonds expire after four years. To renew your unemployment reserve fund bond, simply pay your renewal invoice when prompted and follow any additional instructions. 

We’ll begin contacting you by phone and email 90 days before the expiration date.

Call 1 (800) 308-4358 to talk with a Surety Expert

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