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Arkansas Certificate of Title Bond

Price Varies / 3 year term


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How much does a certificate of title bond cost in Arkansas?

Arkansas certificate of title bond costs start at $100. The exact cost will vary depending on the surety bond amount required by the Arkansas Office of Motor Vehicle.

  • Bond amounts up to $6,000 cost $100.
  • Bond amounts from $6,001 to $50,000 cost $15 for every $1,000 of coverage, starting at $100.
  • Bond amounts for more than $50,000 must be reviewed by an underwriter for pricing, starting at $500.

How do I get an Arkansas certificate of title bond?

You can purchase your Arkansas title bond online 24/7. You must provide the following information for Office of Motor Vehicle approval.

  • vehicle owner's name
  • vehicle identification number (VIN)
  • year
  • make
  • model
  • body type

Once your payment is received, your official bond documents will be sent to your email instantly.

How fast can I get a lost title bond? offers instant Arkansas title surety bond delivery 24/7. Purchase now to receive your official bond delivered in minutes by email.

*Note: If your bond amount is higher than $50,000, your purchase order will be reviewed by a team member before your documents are emailed.

Bond Type
$100-$6,000Certificate of Title Bond
$6,001-$25,000Certificate of Title Bond
$25,001-$50,000Certificate of Title Bond
$50,001-$1,000,000Certificate of Title Bond

What is an Arkansas bonded title?

Arkansas Code § 27-14-409 requires individuals file a bonded title for vehicles they own with missing proof of legal ownership. The bond protects previous vehicle owners, lien holders, and future vehicle owners from expenses, losses, or damages resulting from certificate of title issuance. Arkansas law requires these bonds be filed within 30 days of their effective date.

Why do you need a bonded title?

By filing an Arkansas bonded title, a vehicle owner verifies they legally own their vehicle and that it was not acquired under fraudulent circumstances. If the original title is later provided, a claim can be filed on the bond. The surety company will pay valid claims to harmed parties up to the bond's full amount. The bonded vehicle owner must then reimburse the surety company.

An Arkansas lost title bond is required for vehicle registration. If you plan to sell used vehicles in the state, you need a separate Arkansas used motor vehicle dealer bond.

Who registers vehicles in Arkansas?

The Arkansas Department of Finance and Administration Office of Motor Vehicle enforces requirements for vehicle title registration in the state. The DFA manages vehicle ownership registration documents including the Arkansas lost title bond form.

How do I determine my bond amount?

The state requires the title bond amount be 1.5 times the vehicle's appraised value as determined by the Commissioner. If you need help determining your required bond amount, contact the Office of Motor Vehicles before purchasing your bond.

How do I update or change my title surety bond form?

If the Arkansas Department of Finance and Administration requires you to update your surety bond documentation for any reason, contact your surety provider. If you purchased your bond from, email [email protected] to explain the needed change.

The most common changes requested include the vehicle owner's name or vehicle information.

Do I need to renew my certificate of title bond?

Arkansas certificate of title bonds don't renew when their original 3-year term expires. The Commissioner of Revenues will return the bond to you after 3 years as long as no claims have been filed against it.

How do you get an Arkansas bonded title?

Before starting your bonded title application, contact the DFA to determine if your vehicle is eligible for a bonded title.

1. Get your vehicle inspected.

2. Complete a Statement of Facts for Issuance of a Bonded Title form. Bring the bill of sale to the DMV to provide proof of ownership.

3. Mail your inspection form to:

Department of Finance and Administration
Office of Motor Vehicle - Bonded Titles
P.O. Box 1272
Little Rock, AR 72203

4. Purchase and file your Arkansas lost title bond.

Call 1 (800) 308-4358 to talk with a Surety Expert