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Colorado
Health Club Bond

400,000+ Bonds issued to 250,000+ satisfied customers.

Coverage Amount: $1,000 - $100,000
Term Length: 1 year
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Colorado Health Club Bond Guide

If you’re opening a health club in Colorado, you’ll likely need this surety bond. 

Bond Overview

  • Purpose: To protect health club customers from losing prepaid membership fees
  • Who Needs It: Most health club owners in Colorado
  • Regulating Body: The Department of Law
  • Required Coverage: $100,000 per location
  • Premium Rate: 1–10%, credit-based

Learn all about the bond requirements and process in this guide.

What Is a Colorado Health Club Bond?

Colorado health club bonds protect customers from losing prepaid membership fees if a club unexpectedly goes out of business. 

The bond also holds health spas liable for following local license rules and regulations.

How Much Do Health Club Bonds Cost in Colorado?

Colorado health club bonds cost a small percentage of the $100,000 bond amount, typically 1–10%.


For example, you could pay as low as $1,000 with an excellent credit score. Exact rates vary — apply for your free quote now.

Bond Type
$1,000-$100,000Health Club Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

Who Needs a Health Club Bond? 

The Colorado Department of Law requires a $100,000 bond for all health clubs that sell prepaid membership contracts for longer than 24 months, including renewals.

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get a Colorado health club bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll mail you the bond via your preferred shipping method. Be sure to file the bond with the Department of Law as instructed. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does a Colorado Health Club Bond Work? 

As with all surety bonds, a health club bond creates a legal contract between three parties: 

  1. Principal: You, the health club filing the bond
  2. Obligee: The Colorado Department of Law requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding the provisions of CRS Title 6. Consumer and Commercial Affairs § 6-1-105. 

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you are ultimately responsible for refunding the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your health club bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

More Resources

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