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Iowa
Mechanic's Lien Release Bond

400,000+ Bonds issued to 250,000+ satisfied customers.

Coverage Amount: $1,000 - $100,000
Term Length: 1 year
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Iowa Mechanic's Lien Bond Guide

Bond Overview

  • Purpose: To ensure a subcontractor can still be paid for claims after releasing a lien
  • Who Needs It: Contractors and property owners trying to release a lien
  • Regulating Body: The Iowa Secretary of State, Business Services Division
  • Required Coverage: $1,000–$100,000
  • Premium Rate: Typically 1–10%

Learn all about the bond requirements and process in this guide.

What Is an Iowa Mechanic's Lien Bond?

An Iowa mechanic's lien bond is a type of court surety bond to ensure payment for products and services in construction projects.

Mechanic’s lien bonds allow contractors and property owners to remove property liens by transferring that financial liability to a surety bond. This streamlines the legal claims process and protects subcontractors from financial loss.

How Much Do Mechanic's Lien Bonds Cost?

Iowa mechanic's lien bonds cost a small percentage of the required coverage amount, typically 1–10%.


Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$1,000-$100,000Mechanic's Lien Release Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get an Iowa mechanic's lien bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll email you the bond shortly after purchase. Be sure to file it with the state as instructed. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does an Iowa Mechanic's Lien Bond Work? 

A mechanic's lien bond creates a legal contract between these three parties: 

  1. Principal: You, the contractor or project owner filing the bond
  2. Obligee: The Iowa Secretary of State, Business Services Division requiring the bond
  3. Surety: The provider issuing the bond

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you must ultimately refund the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your mechanic's lien bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

More Resources

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