Kentucky
Health Spa Bond

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Coverage Amount: $10,000 - $50,000
Term Length: 1 year
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Kentucky Health Spa Bond Guide

If you’re opening a health spa in Kentucky, you’ll likely need this surety bond. 

Bond Overview

  • Purpose: To protect health spa customers from losing prepaid membership fees
  • Who Needs It: Health spa owners offering membership contracts
  • Regulating Body: The Kentucky Office of the Attorney General, Consumer Protection Division
  • Required Coverage: $10,000, $25,000 or $50,000
  • Premium Rate: 1–10%, credit-based

Learn all about the bond requirements and process in this guide.

What Is a Kentucky Health Spa Bond?

Kentucky health spa bonds protect customers from losing prepaid membership fees if a club unexpectedly goes out of business.

The bond also holds health and fitness centers liable for following local license regulations.

How Much Bond Coverage Do I Need?

Your required Kentucky health spa bond amount will vary based on the amount of active or expected prepaid membership contracts.

Fully Paid MembershipsBond Amount
1–150$10,000
151–300$25,000
301+$50,000

How Much Do Health Spa Bonds Cost in Kentucky?

Kentucky health spa bonds typically cost 1–10% of the required bond amount. Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$10,000Health Spa Bond
$25,000Health Spa Bond
$50,000Health Spa Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

Who Needs a Health Spa Bond? 

The Kentucky Consumer Protection Division requires this bond for health spas that offer prepaid membership contracts.

Alternatively, you can file a letter of credit or continuance statement. However, a surety bond is typically the most affordable and efficient financial security option

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get a Kentucky health spa bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll email you the bond shortly after purchase. Be sure to file the bond along with your registration packet. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does a Kentucky Health Spa Bond Work? 

A health spa bond holds you financially responsible for upholding the provisions of Kentucky Revised Statutes 367.900. 

If the gym fails to open within 90 days of the first contract start date, goes out of business, or becomes insolvent, the bond can reimburse financial damages. 

The surety will pay valid claims up to the bond amount, but you are ultimately responsible for refunding the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your health spa bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

More Resources

Call 1 (800) 308-4358 to talk with a Surety Expert