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Maryland Contractor License Bonds

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How much does a Maryland contractor license bond cost? 

Maryland contractor license bond costs start at $100 annually. Your exact premium will vary depending on the license type you need and its required bond amount. The Maryland home improvement contractor bond requires a quick application review to determine your personal surety bond cost. 

How do I get a contractor license surety bond in Maryland? 

You can purchase most Maryland contractor license bonds online 24/7. Simply choose your license bond type from the dropdown above or the table below. Information requirements vary by licensing authority, but you typically need to provide your contractor or construction company name, physical business address, and license type for filing approval. Once your order has been processed, your bonding confirmation will be sent to your email. 

How fast can I get a surety bond for contractor licensing?

Our industry-leading technology and responsive customer service team allow us to deliver your official Maryland contractor bond faster than any other surety provider. offers digital delivery for most Maryland contractor bonds. Orders placed by 4 PM CST Monday-Friday are typically processed with same-day emailed bond delivery. If your licensing authority requires your official bond be physically issued and delivered to you, we'll ship it to your preferred mailing address.

If you have questions about Maryland contractor license bond requirements, call 1(800)308-4358 to speak with a friendly surety expert. We're here to guide you through the contractor bond process so you can get back to running your business.

Bond Type
$30,000Home Improvement Contractor Bond
$100,000Home Improvement Contractor BondThis bond limit is in lieu of providing a financial statement to the state.
$1,000Calvert County Contractor Bond
$10,000Frederick County Electrical Contractor Bond
$5,000City of Frederick Utility/Irrigation Contractor Bond
$20,000City of Hagerstown Building Contractors and Carpenters Bond
$1,000-$150,000County of Anne Arundel Grading and Sediment Control Bond
$100-$250,000Frederick County Septic System Installer Bond
$100-$10,000Prince George's County Site, Road Permit Labor & Material Bond
$10,000Talbot County Plumber Bond
$1,000-$150,000Washington Suburban Sanitary Commission Performance and Payment Bond
$1,000-$100,000City of Annapolis Grading Bond
$1,000-$100,000Anne Arundle County Performance, Completion & Labor, Materials Bond
$2,000Dorchester County Sanitary Construction Bond
$1,000-$100,000Frederick County Public Improvements Bond
$5,000Highway Administration Street Closure Bond
$1,000-$100,000City of Frederick Forest Conservation Bond
$1,000-$100,000Howard County Developer Agreement Labor and Material Payment Bond
$50,000Home Builder Bond
$10,000Calvert County Sewage Disposal Installer Bond

What is a Maryland contractor license bond? 

Maryland contractor license bond” is a general term for the various surety bonds required for contractor licensing across the state. Each bond must be filed with the appropriate licensing authority before a contractor license will be issued to allow an individual or company to perform construction work. Each form has its own terms, but they generally reinforce licensing compliance by requiring contractors to work according to any applicable local and state construction laws, such as completing work according to building codes.

Why do I need a contractor bond for licensing in Maryland?

By filing a bond for contractor licensing, you agree to complete your construction work according to any applicable state, county, or city laws. If you fail to do so, your issuing surety company will pay valid claims to harmed parties up to the full bond amount, which you must reimburse. The Maryland Home Improvement Commission enforces a separate Maryland home improvement contractor bond requirement for statewide home improvement contractor licensing. A few local jurisdictions in Maryland enforce their own surety bond requirements for contractor licensing.

Who regulates licensing for contractors? 

The Maryland Home Improvement Commission enforces license requirements for home improvement contractors working in the state, including the surety bond requirement. The MHIC can be reached by phone at 1(410)230-6231 or by email at [email protected]. Some cities and counties also require contractors file local compliance surety bonds before they can work in the area. If you're unsure if your city or county enforces contractor license or surety bond requirements, contact your local licensing office.

Who needs a Maryland contractor license bond? 

You must file a surety bond with the state to be licensed as a home improvement contractor. If you're a contractor in one of the cities or counties listed below, you must file a bond with them directly before getting a local contractor's license. If you need a surety bond for a city or county not listed below, call 1(800)308-4358.

  • Calvert County
  • Frederick
  • Hagerstown

Need a surety bond for a construction project in Maryland?

Maryland contractor bonds are required for licensing compliance. If you need a surety bond before you can begin work on an individual contracted project, you might need a bid bond, payment bond, performance bond, or other type of contract bond. If you work in states other than Maryland, we also offer contractor license bonds nationwide.

How do I update or change my construction contractor bond form? 

If your licensing agency requires you to update information on your bond form, contact your surety provider. If you purchased your bond from, email [email protected] to explain the needed change. The most common changes requested for these bonds are updating your name, address, or license number to match your contractor licensing.

How do you renew your Maryland contractor license bond? 

You must renew your Maryland surety bond before its current term expires to keep your license in good standing. Once you pay your renewal invoice, instructions will be emailed to you to keep your bond active for your next license term.

How do contractors apply for a license in Maryland?

Local contractor license requirements vary by city and county as well as the type of construction work you perform there. Contact your city or county's local licensing office for more information about their contractor license and surety bond requirements.

Learn How To Get A Maryland Home Improvement Contractor License by reviewing our comprehensive guide.

To apply for a Maryland home improvement contractor license, you'll need to provide the following. 

  • application
  • personal financial statement
  • co-owner's signature (if assets are co-owned)
  • surety bond

Call 1 (800) 308-4358 to talk with a Surety Expert