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Massachusetts Certificate of Title Bond

Price Varies / 3 year term


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How much does a Massachusetts certificate of title bond cost?

Massachusetts certificate of title bond costs start at $100. The exact cost will vary depending on the surety bond amount required by the Massachusetts Registry of Motor Vehicles.

  • Bond amounts up to $5,000 cost $100.
  • Bond amounts from $5,001 to $25,000 cost $20 for every $1,000 of coverage, starting at $100.
  • Bond amounts from $25,001 to $50,000 cost $15 for every $1,000 of coverage, starting at $375.
  • Bond amounts for more than $50,000 must be reviewed by an underwriter for pricing.

How do you get a title bond in Massachusetts?

You can purchase Massachusetts title bonds online 24/7. You must provide the following information for Registry of Motor Vehicles approval.

  • name
  • vehicle identification number (VIN)
  • vehicle year and make

Once your payment is received, your official bond documents will be delivered to your email.

How long does it take to get a bonded title? offers instant Massachusetts title surety bond delivery 24/7. Purchase now to receive your official bond delivered in minutes by email.

*Note: If your bond amount is higher than $25,000, your purchase order will be reviewed by a team member before your documents are emailed.

Bond Type
$100-$5,000Certificate of Title Bond
$5,001-$25,000Certificate of Title Bond
$25,001-$50,000Certificate of Title Bond
$50,001-$100,000Certificate of Title Bond

What is a Massachusetts bonded title?

Massachusetts Title Law, Chapter 90D, Section 12 requires individuals who own vehicles with missing titles to file a bond as part of the ownership registration process. By filing a Massachusetts certificate of title surety bond, an individual verifies they legally own their vehicle and that it was not acquired under fraudulent circumstances.

The bond protects previous owners, lien holders, and future vehicle owners in the event the original title is found. If a valid claim is filed on the bond, the surety company will pay the harmed party up to the full bond amount, which the bonded vehicle owner must reimburse.

Who registers vehicles with missing titles?

The Massachusetts Registry of Motor Vehicles enforces registration requirements for vehicles with lost, stolen, or missing titles. Before the RMV will issue a certificate of title, applicants must file a surety bond in the correct amount.

How do I determine my bond amount?

Massachusetts replacement title bond amounts must be 1.5 times the vehicle's appraisal amount as determined by the registrar. If you need help determining your required bond amount, contact the Registry of Motor Vehicles before purchasing your bond.

Who needs a Massachusetts bonded title?

If a vehicle owner doesn't have a title, they must purchase and file a certificate of title bond to properly register their vehicle. Bonds must be submitted to the Registry of Motor Vehicles within 30 days.

Please note this bond only allows a vehicle title to be issued. If you plan to sell vehicles, you need a Massachusetts used auto dealer bond.

How do Massachusetts bonded title applicants file your bond?

Individuals will mail their bonded title application and signed surety bond form to the following address.

  • Massachusetts Registry of Motor Vehicles
  • Attention: Title Department
  • PO BOX 55885
  • Boston, MA 02205-5889

How do I update or change my bond form?

If the Massachusetts Registry of Motor Vehicles requires your surety bond documentation to be updated for any reason, contact your surety provider. If you purchased your bond from, email [email protected] to explain the needed change.

The most common changes for these bonds include the owner's name or vehicle information.

Do I need to renew my vehicle title bond?

Massachusetts lost title bonds do not renew after their initial 3-year term. The bond will be returned at the end of 3 years (or before) if the vehicle is no longer registered in Massachusetts and the currently valid certificate of title is provided

How do I get a certificate of title in Massachusetts?

To apply for a Massachusetts certificate of title, you must provide the following.

Call 1 (800) 308-4358 to talk with a Surety Expert