Nebraska Public Adjuster License Bond Guide
If you are working as a public insurance adjuster in Nebraska, you'll need to purchase a surety bond. Read on to learn all about the bonding process.
Bond Overview
- Purpose: To hold public adjusters financially liable for fraudulent or dishonest practices
- Who Needs It: All public insurance adjusters working in Nebraska
- Regulating Body: The Nebraska Department of Insurance
- Bond Amount: $20,000
- Price: $100 for a 1-year term
What Is a Nebraska Public Adjuster License Bond?
In Nebraska, all public insurance adjusters must file a $20,000 surety bond with the Department of Insurance to get a state license.
This holds public adjusters financially liable for following all state rules and regulations. For example, if an adjuster makes a knowingly false insurance claim, the impacted insurer or client could file a bond claim.
How Much Do Public Adjuster License Bonds Cost in Nebraska?
A Nebraska public adjuster license bond costs a flat rate of $100 for one year of coverage.
You can also select a multi-year discount at checkout to save money and easily extend your bond term. Click below to buy your bond in minutes.
SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees.
How Does a Public Adjuster Bond Work?
A Nebraska public adjuster bond creates a legal contract between these three parties:
| Contract Party | Description |
|---|---|
| Principal | The public adjuster filing the bond |
| Obligee | The Nebraska Department of Insurance requiring the bond |
| Surety | The issuing surety provider |
As the principal, you promise to uphold all provisions of the Nebraska Public Adjusters Licensing Act.
If you commit any of the prohibited acts, harmed parties can file claims. The surety will validate and pay claims up to the full $20,000 bond amount. However, you are ultimately responsible for refunding the surety.
How Do I Get a Public Adjuster License Bond in Nebraska?
With SuretyBonds.com, you can instantly purchase your Nebraska public adjuster bond online 24/7.
Simply provide your name and address. Once we process your payment, you’ll receive your official bond form via email.
Be sure to file your bond with the Nebraska Department of Insurance as instructed.
How Fast Can I Get My Bond?
Our online portal makes the bonding process fast and easy. Once you enter your information, you’ll receive your official bond form in just minutes.
If you don’t receive your email within 5–10 minutes of purchase, please check your spam/junk folder.
Can I Get Bonded With Bad Credit?
Yes, this bond doesn’t require a credit check! Anyone can instantly purchase this bond at the same flat rate, regardless of credit score.
How Do I Renew My Public Adjuster License Bond?
Nebraska public adjuster license bonds expire annually.
To renew your public adjuster license bond, simply pay your renewal invoice when prompted. We’ll begin contacting you by phone and email 90 days before the expiration date.
How Do I Update My Bond Information?
If the Department of Insurance requires you to update your Nebraska public adjuster bond form for any reason, contact your surety company.
If you purchased your bond from SuretyBonds.com, email [email protected] to explain the needed change. This typically includes updating your name or address to match the information on your public adjuster license.
How to Become a Public Adjuster in Nebraska
If you want to become a public adjuster in Nebraska, you must be licensed with the Department of Insurance. Businesses must apply for an additional public adjuster agency license.
First, you’ll need to meet the basic eligibility requirements:
- Be at least 18 years old
- Have a principal place of residence or business in Nebraska
- Have not committed any act that is grounds for denial pursuant to Neb. Rev. Stat. § 44-9211
- Have an office in Nebraska with public access
- Be licensed in your home state if not a resident
You’ll then need to pass the public adjuster licensing exam and file your surety bond.
Submit your application materials online via NIPR or by mail. You’ll also need to pay the $50 application fee.
If you have questions about filing your bond or submitting your license application, you can contact the Department of Insurance by calling 1(402)471-2201 or emailing [email protected].
How Do I Renew My License?
Individual public adjuster licenses expire on the last day of your birth month in the first even-numbered year after being issued. Business entity licenses expire annually on April 30.
You must renew within 90 days before the expiration date. Resident public adjusters need to complete 24 hours of continuing education before renewal.
