New Hampshire
Consumer Guaranty Contracts Bond

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Coverage Amount: $25,000 - $125,000
Term Length: 1 year
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New Hampshire Consumer Guaranty Contracts Bond Guide

If you want to offer consumer service contracts in New Hampshire, you’ll need to register with the Insurance Commissioner and file a surety bond. 

Bond Overview

  • Purpose: To guarantee compliance with consumer contract terms and state laws 
  • Who Needs It: Companies providing service contracts to consumers in New Hampshire
  • Regulating Body: The New Hampshire Insurance Department
  • Required Coverage: $25,000–$125,000
  • Premium Rate: Credit-based, starting at 0.5%

Read on to learn more about the bonding process. 

What Is a New Hampshire Consumer Guaranty Contracts Bond?

A New Hampshire consumer guaranty contracts bond holds service contract providers responsible for upholding contract terms and acting legally. 

The bond is a requirement to register with the State Insurance Department.

How Much Do Consumer Guaranty Contracts Bonds Cost?

New Hampshire consumer service or guaranty contract bonds cost 0.5–10% of the bond amount based on credit score. 

For example, the starting price for the minimum $25,000 bond is $125. Request your free, personalized quote now. 

Bond Type
$25,000-$125,000Consumer Guaranty Contracts Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

Who Needs a Consumer Guaranty Contracts Bond? 

Under Chapter 415-C of New Hampshire Revised Statutes, any company offering consumer guaranty contracts must register with the state. 

This includes, but is not limited to the following contract types: 

  • Consumer service contracts
  • Extended warranties
  • Prepaid legal contracts

To register, contract providers also need a surety bond covering either $25,000 or 5% of all service contracts (up to $250,000). 

How Does a New Hampshire Consumer Guaranty Contracts Bond Work? 

By filing this bond, you enter a contract between three parties:

  1. Principal: The consumer guaranty contract provider filing the bond
  2. Obligee: The New Hampshire Insurance Department requiring the bond
  3. Surety: The provider issuing the bond

The bond creates a legal and financial obligation for you, the principal. You must uphold all terms or the obligee (or other harmed parties) can file claims on the bond to reimburse losses. 

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