New Mexico Public Adjuster Bond

Purchase your bond instantly online when you choose one of the 3 term options below. Save time and money by extending your bond term. Choosing a longer term now means you pay 25% less for your bond each year and forego the annual renewal process.


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2 year term - save $25.00!



3 year term - save $50.00!

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How much does a New Mexico public adjuster bond cost? 

The New Mexico public adjuster bond costs $100 annually. You can save money by choosing our multi-year discount to extend your public adjuster bond term during checkout!

How can I get a public adjuster bond in New Mexico? 

You can purchase your New Mexico public adjuster bond online 24/7. Simply select your preferred term and provide the following information required for Office of Superintendent of Insurance filing approval.

  • public insurance adjuster name
  • home address
  • business address
  • National Producer Number (NPN)

Once your payment has been processed, your official New Mexico surety bond will be delivered to your email instantly.

How fast can I get a public insurance adjuster bond? offers instant New Mexico public adjuster bond delivery 24/7. Buy now to receive your official adjuster licensing bond in minutes by email.

Bond Type
$10,000Public Adjuster Bond

What is a New Mexico public adjuster bond?

New Mexico Insurance Code Section requires individuals file a $10,000 surety bond before they can be issued a public adjuster license. The state's official form is titled the “State of New Mexico Surety Bond for Independent and Public Adjusters” but is more commonly known as the “public insurance adjuster bond” or just “public adjuster bond.” This bond specifically benefits and protects public adjuster customers as defined by New Mexico Insurance Code.

Who needs to obtain a public adjuster bond? 

Individuals who work as public adjusters in New Mexico must file and maintain a $10,000 surety bond as long as their license is valid. New Mexico Insurance Code requires this public adjuster bond for licensing if you do one or more of the following. 

  • act, aid, investigate, settle, adjust, advise, or otherwise assist an insured with a claim for loss or damage under an insurance policy
  • advertise, solicit, or represent yourself as a public adjuster of first-party insurance claims
  • directly or indirectly solicit business, investigate, or adjust losses for first-party insurance policy claims

Who regulates licensing for public adjusters? 

The New Mexico Office of Superintendent of Insurance enforces licensing requirements for public adjusters in the state. You can contact the OSI by calling 1(855)427-5674 or emailing [email protected]. The OSI previously enforced a separate New Mexico independent adjuster surety bond requirement for independent insurance adjuster licensing, however that bond requirement was repealed effective June 17th 2023.

The New Mexico Office of Superintendent of Insurance requires this bond for public insurance adjuster licensing. If you work as an insurance adjuster in states other than New Mexico, we also offer insurance adjuster bonds nationwide.

How do I update or change my public adjuster bond form? 

If the New Mexico Office of Superintendent of Insurance requires your bond to updated, contact your surety insurance company. If you purchased your public insurance adjuster bond from, email [email protected] to explain the needed change. The most common changes requested are updating your public adjuster name or home/business address to match your current license or new licensing application as required by New Mexico regulation.

How do I renew my public adjuster bond in New Mexico? 

You must renew your New Mexico public adjuster bond before its current term expires. New Mexico Insurance Code Section requires you maintain your active public adjuster bond for the duration of your state license. Once you pay your renewal invoice, instructions will be provided to keep your bond active for your next adjuster licensing term. 

How do you get your public adjuster license in New Mexico? 

Complete the steps below to apply for your New Mexico public adjuster license.  

  1. Complete your application through the National Insurance Producer Registry.
  2. Purchase and file your $10,000 New Mexico surety bond.
  3. Pay the required public adjuster fee, which is $30 per individual and $20 for each additional business you operate. 
  4. Complete fingerprints for a background check through IdentoGo, which includes a $59 processing fee. 
  5. Pass your exam through Prometric.

How are bond claims handled for public adjusters?

If you fail to follow New Mexico Insurance Code while working as a public adjuster, harmed customers can file claims against your surety bond. Your issuing surety insurance company will pay valid claims up to your full $10,000 surety bond amount, which you must reimburse due to your noncompliance.

Call 1 (800) 308-4358 to talk with a Surety Expert