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New York Buffalo Collection Agency Bond

Purchase your bond instantly online when you choose one of the 3 term options below. Save time and money by extending your bond term. Choosing a longer term now means you pay 25% less for your bond each year and forego the annual renewal process.


1 year term



2 year term - save $25.00!



3 year term - save $50.00!

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How much does a Buffalo New York collection agency bond cost?

The Buffalo New York collection agency bond costs $100 annually. You can save money by choosing our multi-year discount to extend your debt collection agency bond term during checkout!

How can you get a Buffalo collection agency bond?

You can purchase your Buffalo collection agency bond online 24/7. Simply select your preferred bond term and provide your debt collection agency license name for Buffalo Permit and Inspection Services filing approval. Once your payment is received, your official debt collector bond will be delivered to your email instantly. 

How fast can I get a collection agency bond in Buffalo, New York? offers instant Buffalo New York collection agency surety bond delivery 24/7. Purchase now to receive your official debt collection company bond delivered in minutes by email.

Bond Type
$5,000City of Buffalo Collection Agency Bond

What is a Buffalo collection agency bond?

City of Buffalo Ordinances Chapter 140 Section 9 requires every collection agency license applicant file a $5,000 surety bond. The city's form is officially titled the “Collection Agency Bond” and specifically requires licensed collection agencies comply with all provisions, conditions, and requirements outlined in City of Buffalo Ordinances Chapter 140-9. The form also forbids debt collection activities involving any misstatement, misrepresentation, fraud, deceit, or any other unlawful acts or omissions. If a debt collector commits any of these violations, their surety company will pay valid claims up to the full $5,000 bond amount, which they must reimburse. 

What is the Buffalo collection agency bond amount?

The Buffalo Permit and Inspection Services Office of Licenses regulates debt collection activities in Buffalo, New York, including the $5,000 bond amount required for local licensing. You can contact the Office of Licenses by calling 1(716)851-6583.

New York City also enforces its own NYC collection agency bond requirement. If you work as a debt collection agency outside of New York state, we also offer collection agency bonds nationwide.

How do I update or change my collection agency bond form? 

If the Buffalo Office of Licenses requires your debt collection bond documentation to be updated for any reason, contact your surety provider. If you purchased your bond from, email [email protected] to explain the needed change. The most common change requested is updating your debt collector or debt collection company name on the bond form to match your city business license.

How do I renew my collection agency bond in Buffalo, New York?

You must renew your collection agency surety bond before its current term expires. Once you pay your renewal invoice, renewal instructions will be emailed to you to keep your bond active for your next debt collectors city license term. 

How do collection agencies apply for a license in Buffalo?

Complete the following steps to apply for your debt collection industry business license in Buffalo, New York.

  1. Fill out your application.
  2. Provide the most recent financial statement and/or income tax return for your debt collection company.
  3. Get your policy record check. 
  4. Submit your corporate filing receipt or DBA. 
  5. Purchase and file a surety bond in the $5,000 required bond amount.
  6. Submit all applicant documentation along with your $400 application fee.

City of Buffalo, New York
Office of Licenses
65 Niagara Square
301 City Hall
Buffalo, NY 14202-3303

Call 1 (800) 308-4358 to talk with a Surety Expert