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Ohio Public Adjuster Bond

Purchase your bond instantly online when you choose one of the 3 term options below. Save time and money by extending your bond term. Choosing a longer term now means you pay 25% less for your bond each year and forego the annual renewal process.


1 year term



2 year term - save $25.00!



3 year term - save $50.00!

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How much does an Ohio public adjuster bond cost?

The Ohio public adjuster bond costs $100 annually. You can save money by choosing our multi-year discount to extend your public insurance adjuster bond term during checkout!

How do I get a public adjuster bond in Ohio?

You can buy your Ohio public adjuster bond online 24/7. Simply select your preferred term length and provide your public insurance adjuster licensee name for Department of Insurance filing approval. Once your payment is received, your official Ohio surety bond will be delivered to your email instantly.

How fast can I get a public adjuster license bond? offers instant Ohio public adjuster surety bond delivery 24/7. Complete your purchase now to receive your official Ohio insurance adjuster bond delivered in minutes by email.

Bond Type
$1,000Public Adjuster Bond

What is an Ohio public insurance adjuster bond?

Ohio Revised Code Section 3951.06(D) requires individuals file a $1,000 surety bond along with their public insurance adjuster license application or renewal application. State form INS3216 is officially titled the “Public Insurance Adjuster Bond Form” as well as the “Ohio Specific Public Insurance Adjuster Bond.” This Ohio surety bond specifically requires a licensed public insurance adjuster comply with Ohio Revised Code sections 3951.01 to 3951.10.

How does an Ohio public insurance adjuster bond work? 

By filing this bond as an Ohio insurance adjuster, you agree to comply with Ohio Revised Code sections 3951.01 to 3951.10. If you fail to do so, your issuing surety company will pay any valid claim to harmed parties up to the full $1,000 bond amount, which you must reimburse in full. 

Who regulates licensing for public adjusters? 

The Ohio Department of Insurance Agent Licensing Division enforces licensing requirements for public adjusters in the state, including the $1,000 bond amount requirement. You can contact the Agent Licensing Division by calling 1(614)644-2665 or emailing [email protected].

The Ohio Department of Insurance requires this bond for public insurance adjuster licensing. The DOI also enforces a separate Ohio surplus lines broker bond requirement. If you work as an insurance adjuster in states other than Ohio, we also offer insurance adjuster bonds nationwide.

How is the bond filed to the Ohio Department of Insurance?

After you purchase and receive your official Ohio surety bond form INS3216, you'll file it with the Ohio Department of Insurance along with your Ohio public adjuster license application packet.

Ohio Department of Insurance
Licensing Division
50 W Town St.
3rd Floor, Suite 300
Columbus, OH 43215

Who are the three parties in an adjuster bond?

The 3 parties involved in Ohio public adjuster bonds are the principal, the obligee, and the surety. The principal is you, the individual seeking an Ohio public adjuster license. The obligee is the Ohio Department of Insurance that requires the bond. The surety is the insurance company that issues the bond and pays an insurance claim filed against the bond in the event of public adjuster fraud or other noncompliance.

How do I update or change my public adjuster bond form?

If the Ohio Department of Insurance requires your surety bond documentation to be updated for any reason, contact your surety provider. If you purchased your bond from, email [email protected] to explain the needed change. The most common change requested is updating your public insurance adjuster agent name to match the license application for your Ohio insurance license.

How do I renew my public adjuster bond?

You must renew your Ohio public adjuster surety bond before its current term expires. Once you pay your renewal invoice, renewal instructions will be sent to you to keep your bond active for your next Ohio insurance license term.

How do I get an Ohio public adjuster license?

You must provide the following with your Ohio insurance license application packet to become a public adjuster.

Note that you must complete continuing education as required for your license renewal. 

Call 1 (800) 308-4358 to talk with a Surety Expert