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Ohio Public Adjuster Bond

Want your bond emailed to you tomorrow? Buy your bond now .

Purchase your bond instantly online when you choose one of the 3 term options below. Save time and money by extending your bond term. Choosing a longer term now means you pay 25% less for your bond each year and forego the annual renewal process.

  • $100.00
    1 year term

  • $175.00
    2 year term - save $25.00!

  • $250.00
    3 year term - save $50.00!

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Want your bond emailed to you tomorrow? Buy your bond now .

How much does a $1,000 public adjuster bond cost in Ohio?

Ohio public adjuster surety bonds are issued instantly for just $100 with no underwriting required. Simply click Buy Now to visit our secure bond checkout where you can purchase your bond directly from our site. It only takes a few minutes to be on your way to getting bonded as a public insurance adjuster in Ohio.

Bond Type Bond Amount Cost
$1,000 Public Adjuster Bond $1,000 $100

Why do I need this bond?

The Ohio Department of Insurance requires public adjusters to post a $1,000 surety bond in order to become licensed and work within the state of Ohio.

By purchasing a public adjuster bond in Ohio, the principal (public adjuster) is held accountable to any insured party whose claim he/she is handling, as provided in section 3901-1-24 of the Ohio Administrative Code.

If the principal violates the terms of the bond, the surety will compensate harmed parties for damages suffered up to the full amount of the bond. If damages occur, the principal must reimburse the surety for any money paid out in the claim.

What’s the fine print?

Public adjuster bonds in Ohio remain in effect until canceled or claimed against. However, the surety has the right to cancel the bond at any time by giving written notice to the Commissioner of Insurance via registered mail with the cancellation’s effective date. Notice must be sent at least 60 days prior to the effective date of the cancellation. During that 60 day period, the principal can still have a claim filed against them until the cancellation has taken effect.

How to become a public adjuster in Ohio

Applicants looking to become an Ohio public adjuster must complete all the requirements, including but not limited to:

  • Obtain a passing score of the Public Adjuster examination
  • Submit an Individual Public Insurance Adjuster Certificate of Authority License Application
  • Post a $1,000 surety bond

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Additional Resources

Department of Financial Services Public Adjuster’s Bond form

Licensing Educational Tools

Public Insurance Adjuster Application

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