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Ohio Public Adjuster Bond

Want your bond emailed to you tomorrow? Buy your bond now .

Purchase your bond instantly online when you choose one of the 3 term options below. Save time and money by extending your bond term. Choosing a longer term now means you pay 25% less for your bond each year and forego the annual renewal process.

  • $100.00
    1 year term

  • $175.00
    2 year term - save $25.00!

  • $250.00
    3 year term - save $50.00!

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Want your bond emailed to you tomorrow? Buy your bond now .

How much does a $1,000 public adjuster bond cost in Ohio?

A $1,000 public adjuster bond in Ohio costs $100 and is issued instantly without underwriting. Simply click Buy Now to visit our secure bond checkout where you can purchase your bond directly from our site. It only takes a few minutes to be on your way to getting bonded as a public insurance adjuster in Ohio.

Bond Type Bond Amount Cost
$1,000 Public Adjuster Bond $1,000 $100

Why do I need a public insurance adjuster bond?

The Ohio Department of Insurance requires public adjusters to post a $1,000 agent license bond to become licensed and work within the state of Ohio.

By purchasing a public adjuster bond in Ohio, the principal (public adjuster) is held accountable to any insured party whose claim he/she is handling, as provided in section 3901-1-24 of the Ohio Administrative Code.

If the principal violates the terms of the bond, the surety will compensate harmed parties for damages suffered up to the full amount of the bond. If damages occur, the principal must reimburse the surety for any money paid out to cover consumer claims.

Terms of Ohio insurance adjuster bonds

Agent license bonds in Ohio remain in effect until canceled or a claim is filed against the bond. However, the surety has the right to cancel the bond at any time by giving written notice to the Commissioner of Insurance via registered mail with the cancellation’s effective date. Notice must be sent at least 60 days prior to the effective date of the cancellation. During that 60 day period, the principal can still have a claim filed against them until the cancellation has taken effect.

How to become a public insurance adjuster in Ohio

Applicants looking to become an Ohio public insurance adjuster must complete all the requirements, including but not limited to:

  • Obtain a passing score on the public adjuster examination
  • Post a $1,000 surety bond
  • Complete a physical or online public adjuster application
    • For an online application, the applicant will need to provide:
      • License Number or National Producer Number for current adjusters OR Social Security Number or Federal Employer Identification Number (FEIN) for first-time applicants
      • Date of birth
      • Applicant, Licensee, License, and Residency type
  • Pay the $100 public adjuster or $50 public adjuster agent fee electronically via Visa, Mastercard, Amex, or e-check OR via a check made out to the State of Ohio Treasurer

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Additional Resources

Ohio Department of Insurance

Ohio Department of Insurance: Public Adjusters and Agents

Ohio Revised Code 3951.01 - 3951.99

Ohio Administrative Code: 3901-1-24

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