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Oregon
Pawnbroker Surety Bond

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Coverage Amount: $25,000
Term Length: 1 year
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Oregon Pawnbroker Bond Guide

If you’re applying for a pawnbroker license in Oregon, you’ll likely need this surety bond. 

Bond Overview

  • Purpose: To provide financial recourse for any customers harmed by a fraudulent pawnbroker
  • Who Needs It: Pawnbrokers seeking a license in Oregon
  • Regulating Body: The Oregon Division of Financial Regulation
  • Required Coverage: $25,000
  • Premium Rate: 1–10%, credit-based

Learn all about the bond requirements and process in this guide.

What Is an Oregon Pawnbroker Bond?

Oregon pawnbroker bonds ensure that a pawnbroker complies with government regulations and protects clients and customers from potential fraud or theft. 

For example, if something happens to someone’s property that is being held as collateral, the surety bond will compensate the claimant up to the full bond amount.

How Much Do Pawnbroker Bonds Cost in Oregon?

Oregon pawnbroker bonds cost a small percentage of the bond amount, typically 1–10%.


Exact rates vary based on personal credit score. Apply for your free quote now!

Bond Type
$25,000Pawnbroker Surety Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees. 

How Do I Get My Bond?

SuretyBonds.com provides the fastest and easiest way to get an Oregon pawnbroker bond. Just follow these quick steps: 

  1. Apply: Submit an online quote request form
  2. Quote: Receive your quote within one day
  3. Sign: Complete the indemnity agreement 
  4. Buy: Purchase the bond online 24/7

We’ll mail you the bond via your preferred shipping method. Be sure to file the bond with the Division of Financial Regulation as instructed. 

If you have any questions, call our friendly surety experts at 1 (800) 308-4358 for assistance. 

How Does an Oregon Pawnbroker Bond Work? 

A pawnbroker bond creates a legal contract between three parties: 

  1. Principal: You, the pawnbroker filing the bond
  2. Obligee: The Oregon Division of Financial Regulation requiring the bond
  3. Surety: The provider issuing the bond

This holds you financially responsible for upholding local ordinances and license regulations. 

If you break the bond terms, harmed parties can file claims. The surety will pay valid claims up to the bond amount, but you are ultimately responsible for refunding the surety. 

How Do I Renew My Bond?

These bonds expire annually. To renew your pawnbroker bond, simply pay your renewal invoice when prompted. 

We’ll begin contacting you by phone and email 90 days before the expiration date. 

More Resources

Call 1 (800) 308-4358 to talk with a Surety Expert

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