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Texas Third Party Debt Collector Bond

Purchase your bond instantly online when you choose one of the 3 term options below. Save time and money by extending your bond term. Choosing a longer term now means you pay 25% less for your bond each year and forego the annual renewal process.


1 year term



2 year term - save $25.00!



3 year term - save $50.00!

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How much does a Texas debt collector bond cost?

The Texas third party debt collector bond costs $100 annually. You can save money by choosing our multi-year discount to extend your debt collection bond term during checkout!

How do I get a debt collector bond in Texas? 

You can purchase you Texas third party debt collector bond online 24/7. Simply select your preferred term and provide your debt collector name and address for Secretary of State filing approval. Once your payment is processed, your official Texas surety bond will be delivered to your email instantly.

How fast can I get a debt collector bond in Texas? offers instant Texas third party debt collector surety bond delivery 24/7. Purchase now to receive your official Texas debt collector bond delivered in minutes by email.

Bond Type
$10,000Third Party Debt Collector Bond

What is a Texas third party debt collector bond?

Texas Finance Code Section 392.101 requires a third party debt collector or credit bureau to file a $10,000 surety bond before engaging in debt collection services. State form 2901 is officially titled the “Third Party Debt Collector Surety Bond” but is also known as the “collection agency surety bond.” This bond specifically benefits the state or any person damaged by a debt collector's violation of Texas Finance Code Chapter 392.

Why is a Texas debt collector bond required?

You must file a Texas debt collector bond before you can work as a third party debt collector or credit bureau in the state. By filing Texas surety bond form 2901, you agree to comply with Texas Finance Code Chapter 392 when working as a collection agency. If you fail to do so, your issuing surety company will pay valid claims up to the full $10,000 surety bond amount, which you must reimburse. 

Who regulates debt collectors and collection agencies? 

The Texas Secretary of State does not require debt collectors or collection agencies to be licensed with the state, but they do enforce the $10,000 bond amount requirement. If you need additional information or have questions about filing your debt collection bond, the SOS advises you call the Registrations Unit at 1(512)475-0775 or email [email protected]

The Texas Secretary of State requires this bond for third party debt collector licensing. The SOS also enforces separate Texas debt management services bond, Texas credit services organization bond, and Texas telephone solicitation bond licensing requirements. If you work as a collection agency in states other than Texas, we also offer collection agency bonds nationwide.

How do I update or change my collection agency surety bond form? 

If the Texas Secretary of State requires your surety bond documentation to be updated for any reason, contact your surety company. If you purchased your bond from, email [email protected] to explain the needed change. The most common changes requested are updating your name or address to match your debt collector/collection agency business information. 

How do I renew my debt collection agency bond? 

You must renew your Texas debt collection agency bond before its current term expires. Once you pay your renewal invoice, renewal instructions will be sent to you to keep your bond active for your next collection agency license term. 

How do I get a Texas collection agency license? 

You do not need a state-issued license to work as a debt collector, collection agency, or credit bureau in Texas. You do, however, need to purchase and file a $10,000 Texas collection agency bond. For more information, you can call the Texas SOS Registrations Unit at 1(512)475-0775 or email [email protected]

Call 1 (800) 308-4358 to talk with a Surety Expert