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Georgia Certificate of Title Bond

Price Varies / 4 year term


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How much does a Georgia title bond cost?

Georgia certificate of title bond costs start at $100. The exact cost will vary depending on the surety bond amount required by the Georgia Department of Revenue Motor Vehicle Division.

  • Bond amounts from $5,000 to $50,000 cost $15 for every $1,000 of coverage, starting at $100.
  • Bond amounts for more than $50,000 must be reviewed by an underwriter for pricing, starting at $750.

Your bond amount must be 2 times the vehicle's average retail value as determined by the Georgia Department of Revenue, which requires a minimum $5,000 bond amount.

How do you get a Georgia vehicle title bond?

You can purchase Georgia title bonds online 24/7. You must provide the following information for Motor Vehicle Division approval.

  • name
  • address
  • county
  • vehicle identification number (VIN)
  • vehicle year, make, and model

Once your payment is processed, your official bond documents will be delivered to your email instantly.

How fast can I get a certificate of title bond in Georgia? offers instant Georgia title surety bond delivery 24/7. Purchase now to receive your official bond delivered in minutes by email.

*Note: If your bond amount is more than $50,000, your purchase order will be reviewed by a team member before your documents are emailed.

Bond Type
$5,000-$25,000Certificate of Title Bond
$25,001-$50,000Certificate of Title Bond
$50,001-$500,000Certificate of Title Bond

What is a Georgia certificate of title bond?

Section 40-3-28 of the Georgia Code Annotated requires 4-year surety bonds for vehicles with missing titles as part of the state's certificate of title application process. If a vehicle owner cannot prove ownership due to a missing, stolen, or defective title, they can purchase and file a title bond. If this situation applies to you, a Georgia bonded title allows you to claim legal ownership of your vehicle with the state.

How does a Georgia title bond work?

By filing a Georgia title bond, you verify your vehicle was not stolen or acquired fraudulently. If a previous owner or lien holder comes forward with vehicle ownership evidence, a claim can be made on the bond. The surety bond company would pay a valid claim up to the bond's full amount, and then the bonded individual must reimburse the surety company for claim expenses.

Your motor vehicle certificate bonded title will work for standard vehicle registration, insurance, and sales purposes.

A Georgia bonded title is required to register a vehicle with a missing title. If you plan to sell vehicles in Georgia, you need a separate Georgia auto dealer bond.

Who regulates registration for vehicles with lost titles in Georgia?

The Georgia Department of Revenue Motor Vehicle Division enforces registration requirements for vehicles with missing titles. The GA MVD manages all official forms, including the Georgia motor vehicle certificate and its associated title bond affidavit.

Watch the video below to learn more about Georgia bonded titles and Georgia DOR surety bond requirements.

How do I update or change my Georgia certificate of title bond?

If the Georgia Motor Vehicle Division requires your vehicle title bond documentation to be updated for any reason, contact your surety provider. If you purchased your bond from, email [email protected] to explain the needed change.

The most common changes for these bonds include:

  • owner's name
  • owner's address
  • owner's county
  • vehicle identification number (VIN)
  • vehicle year, make, and model

How do I renew my lost title bond?

Georgia title surety bonds expire 4 years from their effective date and do not renew.

How do I get a Georgia bonded title?

Learn How to Get a Georgia Bonded Title by reviewing our comprehensive guide.

You must own the vehicle as a legal resident of Georgia. The vehicle cannot be abandoned. Title bonds are not available for vehicles modeled 1985 or earlier.

  1. Verify your vehicle qualifies for a Georgia bonded title with the MVD.
  2. Verify the exact bond amount required by the MVD.
  3. Purchase a surety bond
  4. Complete the MV-46A Affidavit Supporting Certificate of Title Bond Application, which will be included with your surety bond package.
  5. Get your vehicle inspected by a Georgia law enforcement officer who will fill out the Certificate of Inspection (Form T-22B).

Submit all bonded title application paperwork at your county tag office.

Call 1 (800) 308-4358 to talk with a Surety Expert