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Georgia Certificate of Title Bond

How much does a certificate of title bond cost in Georgia?

The Georgia Department of Revenue Commissioner requires individuals who own vehicles with lost or stolen titles to post 4-year surety bonds. The amount of the bond must be twice the appraised value of the vehicle unless the appraisal amount is less than $5,000— the minimum bond amount required in Georgia. Please note that appplicants must verify their required bond amount with the state prior to bonding.

Georgia title bonds up to $6,000 cost $100 and are issued instantly for all applicants. If the bond amount is between $6,000 and $25,000, the premium is calculated at a rate of $15 per $1,000 of coverage. Bonds that exceed $25,000 are subject to underwriting, meaning the cost is based on a review of the application by an underwriter.

Bond Type Bond Amount Cost*
$5,000-$6,000 Certificate of Title Bond $5,000-$6,000 $100 Buy Now
$6,001-25,000 Certificate of Title Bond $6,001-25,000 $100+ Buy Now
$25,001+ Certificate of Title Bond $25,001+ Subject to Underwriting Buy Now

Why do I need this bond?

A certificate of title bond is required if the principal (current owner of vehicle) does not physically possess the title to his or her newly purchased vehicle. If the principal is unable to prove ownership of the vehicle in Georgia due to lost, stolen or defective documentation, there is an option to provide appropriate security in the form of a bond. By posting this bond, the principal guarantees that the vehicle was not stolen or sold under any fraudulent pretenses.

What’s the fine print?

The make, year and identification number of the vehicle must be noted on the bond form.

Georgia certificate of title surety bonds remain valid for 4 years after the date of issuance and runs continuously in full force and effect unless the principal violates any of the provisions stated on the bond form. In the event that this happens, the bond becomes null and void.

Additional Resources

Department of Revenue Missing or Damaged Serial Plate or Title

Georgia department of Revenue, Motor Vehicle Division

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