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Georgia Certificate of Title Bond

What is a bonded title in Georgia?

If you have a missing, stolen or lost title a Georgia bonded title allows the vehicle owner to claim ownership of the vehicle with the state.

How much does a Georgia title bond cost?

Georgia title bonds up to $6,000 cost $100 and are issued instantly for all applicants. If the bond amount is between $6,000 and $25,000, the premium is calculated at a rate of $15 per $1,000 of coverage. Bonds that exceed $25,000 are subject to underwriting, meaning the cost is based on a review of the application by an underwriter.

Bond Type Bond Amount Cost*
$5,000-$6,000 Certificate of Title Bond $5,000-$6,000 $100 GET A QUOTE
$6,001-25,000 Certificate of Title Bond $6,001-25,000 $100+ GET A QUOTE
$25,001+ Certificate of Title Bond $25,001+ Subject to Underwriting GET A QUOTE

Why do I need a bonded title?

A Georgia bonded title is required if a vehicle owner does not physically possess the title to his or her newly purchased vehicle. If the owner is unable to prove ownership of the vehicle in Georgia due to a missing car title, stolen or defective document, there is an option to provide appropriate security in the form of a title bond. By posting a Georgia title bond, the principal guarantees that the vehicle was not stolen or sold under any fraudulent pretenses.

Are you planning to sell cars or other vehicles? Visit our Georgia vehicle dealer bond page for more information regarding why you need this bond and how much it costs.

Who requires you to get a vehicle title bond?

The Georgia Department of Revenue Commissioner requires individuals who own vehicles with missing or stolen titles to post 4-year surety bonds. The bond amount will be twice the value of the vehicle being titled. If your appraisal amount is less than $2,500 your bond amount will be $5,000 - the minimum bond amount required in Georgia. Please note that applicants must verify their required bond amount with the state prior to bonding.

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How long is the title bond valid for?

Georgia title bonds remain valid for 4 years after the date of issuance and runs continuously in full force and effect unless the principal violates any of the provisions stated on the bond form. In the event that this happens, the bond becomes null and void.

How To Get A Georgia Bonded Title:

If you’re in Georgia and have found yourself in a situation where you have lost, are missing, or have incomplete and/or lack of proof of ownership of your vehicle, you may need to undergo the process of obtaining a Georgia bonded title. Purchasing and receiving a bonded title is a straightforward process and can be done in five easy steps. Visit our blog post for further detailed instructions.

Georgia bonded title FAQ:

Additional Resources

Department of Revenue Missing or Damaged Serial Plate or Title

Georgia department of Revenue, Motor Vehicle Division