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Georgia Certificate of Title Bond

Price Varies / 4 year term

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What is a bonded title in Georgia?

If you have a missing, stolen or lost title a Georgia bonded title allows the vehicle owner to claim ownership of the vehicle with the state.

How much does a Georgia title bond cost?

Georgia title bonds between $5,000 and $25,000 are issued instantly for all applicants. If the bond amount is between $25,001 and $50,000, the premium is calculated at a rate of $15 per $1,000 of coverage. Bonds that exceed $50,000 start at $750 and are subject to underwriting, meaning the cost is based on a review of the application by an underwriter.

Bond Type
$5,000-$25,000Certificate of Title Bond - Individual
$25,001-$50,000Certificate of Title Bond - Individual
$50,001-$200,000Certificate of Title Bond - Individual

Why do I need a bonded title?

A Georgia bonded title is required if a vehicle owner does not physically possess the title to his or her newly purchased vehicle. If the owner is unable to prove ownership of the vehicle in Georgia due to a missing car title, stolen or defective document, there is an option to provide appropriate security in the form of a title bond. By posting a Georgia title bond, the principal guarantees that the vehicle was not stolen or sold under any fraudulent pretenses.

Are you planning to sell cars or other vehicles? Visit our Georgia vehicle dealer bond page for more information regarding why you need this bond and how much it costs.

Who requires you to get a vehicle title bond?

The Georgia Department of Revenue Commissioner requires individuals who own vehicles with missing or stolen titles to post 4-year surety bonds. The bond amount will be twice the value of the vehicle being titled. If your appraisal amount is less than $2,500 your bond amount will be $5,000 - the minimum bond amount required in Georgia. Please note that applicants must verify their required bond amount with the state prior to bonding.

How long is the title bond valid for?

Georgia title bonds remain valid for 4 years after the date of issuance and runs continuously in full force and effect unless the principal violates any of the provisions stated on the bond form. In the event that this happens, the bond becomes null and void.

How To Get A Georgia Bonded Title:

If you’re in Georgia and have found yourself in a situation where you have lost, are missing, or have incomplete and/or lack of proof of ownership of your vehicle, you may need to undergo the process of obtaining a Georgia bonded title. Purchasing and receiving a bonded title is a straightforward process and can be done in five easy stepsVisit our blog post for further detailed instructions.

  • Step 1: Determine if a Georgia bonded title is right for you (requirements are outlined in the blog post)
  • Step 2: Determine your bond amount
  • Step 3: Purchase a surety bond instantly with SuretyBonds.com
  • Step 4: Complete necessary paperwork (forms on the blog post)
  • Step 5: Apply for your bonded title
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Georgia bonded title FAQ:

  • How does a Georgia title bond work?
    The vehicle you are trying to get bonded cannot be abandoned, junked, stolen or in any other pending lawsuits and it must be legally in your possession. If you fit those requirements you can follow the steps above to apply for a bonded title.
  • What should be on the title bond?
    The make, year and identification number of the vehicle must be noted on the bond form.
  • Is a bonded title the same as a regular title?
    Aesthetically, a bonded title and a regular title might look slightly different but the function is exactly the same in which they allow you to register, insure and sell your vehicle. Therefore, a bonded title is identical to a regular title but simply ensures that a surety bond is attached to it so that it can be “bonded.”
  • Can you sell a car that has a bonded title?
    Yes, you can sell a car that has a bonded title but the buyer must continue with that bonded title for the remainder of the bond’s duration.
  • Can you buy a car without a title?
    In most instances you do not want to buy a car without a title because in most states even if you have paid for the car you do not legally own it without a title. If you are considering buying a car without a title make sure you are purchasing it legally, without a lien and that it is not a salvage vehicle.

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Call 1 (800) 308-4358 to talk with a Surety Expert