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Idaho
Public Adjuster Bond

400,000+ Bonds issued to 250,000+ satisfied customers.

Coverage Amount: $20,000
Term Length: 1 year
Cost: $200
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Idaho Public Adjuster Bond Overview

  • Purpose: To protect insurance claimants from illegal or unethical business practices
  • Who Needs It: All licensed public adjusters in Idaho
  • Regulating Body: The Idaho Department of Insurance
  • Required Coverage: $20,000
  • Premium Rate: $200 for a 1-year term

If you are working as a public insurance adjuster in Idaho, you'll need to purchase a surety bond. Learn all about the bonding process in this guide.

What Is an Idaho Public Adjuster Bond?

The Idaho Department of Insurance requires all public adjusters to file a $20,000 public adjuster bond. This ensures that insurance adjusters follow state laws and protects claimants from unethical business practices.

Who Needs a Public Adjuster Bond? 

Anyone in Idaho who wishes to become a public adjuster needs a public adjuster bond or an irrevocable letter of credit. However, surety bonds are typically a more efficient and affordable option. 


Learn more about the differences between surety bonds and letters of credit in this guide.

How Much Do Public Adjuster Bonds Cost in Idaho?

A $20,000 Idaho public adjuster bond costs $200 for a 1-year term. Or, you can save up to 25% by selecting a multi-year term.

Get your bond today in minutes!

Bond Type
$20,000Public Adjuster Bond

SuretyBonds.com offers the lowest available rates from our nationwide provider network with no added fees.

Idaho Public Adjuster Bond Overview Purpose: To protect insurance claimants from illegal or unethical business practices Who Needs It: All licensed public adjusters in Idaho Regulating Body: The Idaho Department of Insurance Required Coverage: $20,000 Premium Rate: $200 for a 1-year term

How Does an Idaho Public Adjuster Bond Work? 

By purchasing this bond, you enter a legally-binding contract between three parties:

Contract PartyDescription
1) PrincipalYou, the licensed public adjuster 
2) ObligeeThe Idaho Department of Insurance
3) SuretyThe issuing surety provider

If a public adjuster is guilty of fraudulent or prohibited practices, a claim can be made to recover damages. 

How Do I Get a Public Adjuster Bond in Idaho?

To purchase your Idaho public adjuster bond, complete the following steps:

  1. Buy online through the secure payment portal
  2. Get your physical bond in the mail
  3. File your bond with the Department of Insurance

Idaho Department of Insurance 

700 W. State Street, Floor 3, PO Box 83720 

Boise, ID 83720-0043 

How Fast Can I Get My Bond? 

Idaho requires a physical bond to be filed with the Department of Insurance. SuretyBonds.com offers three-day, two-day or overnight shipping at checkout (business days only). Shipping costs $20–$40 based on your selection. 

Can I Get Bonded With Bad Credit? 

Yes, your personal credit score does not impact your ability to get an Idaho public adjuster bond. They are issued without underwriting, meaning there is no credit check. 

How Do I Renew My Public Adjuster Bond?

If you maintain your public adjuster license for multiple years, you’ll need to renew your bond. Idaho public adjuster bonds expire annually, unless you select a multi-year rate. 


When the time comes, a SuretyBonds.com representative will contact you about the renewal process. Refer to our Surety Bond Renewal Guide for more information.

How Do I Update My Bond Information?

You can often update simple information on your bond through a bond rider. This is the only legal method of updating without invalidating the original bond. 

If you need to update any bond information, contact our support team by calling 1 (800) 308-4358 or emailing [email protected]. Read our Understanding Bond Riders Guide to learn more. 

Can I Get My Public Adjuster License As a Non-Resident?

Yes, in Idaho, you can become a licensed public adjuster as a resident or a non-resident. However, the steps to apply are slightly different. We’ll outline the two licensing processes below. 

How to Become a Public Adjuster in Idaho

To become a public adjuster in Idaho as a resident, follow these basic steps: 

  1. Pass the licensing exam
  2. Have your fingerprints taken at the exam location — no extra charge
  3. Purchase a $20,000 surety bond
  4. Apply for your license at NIPR.com 
  5. Pay the $80 application fee and $5.60 processing fee
  6. Submit additional required documents*
  7. Mail the original bond document to the Department of Insurance

*Note: Additional documents include the following:

Submit these materials by emailing [email protected] or uploading them to the document warehouse.

How to Become a Public Adjuster in Idaho as a Non-Resident

To become a public adjuster in Idaho as a non-resident, you must already hold a public adjuster license in your home state. 

By holding this license already, you waive the need to pass the exam and have fingerprints taken. You must still follow these basic steps: 

  1. Purchase your $20,000 bond
  2. Apply for a license at NIPR.com 
  3. Pay the $80 application fee and $5.60 processing fee
  4. Mail the original bond form to the Department of Insurance

Additional Resources

Call 1 (800) 308-4358 to talk with a Surety Expert

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