Texas Insurance Agency Bond

Purchase your bond instantly online when you choose one of the 3 term options below. Save time and money by extending your bond term. Choosing a longer term now means you pay 25% less for your bond each year and forego the annual renewal process.


1 year term



2 year term - save $62.50!



3 year term - save $125.00!

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How much does the Texas insurance agency bond cost?

The Texas insurance agency bond costs $250 annually. You can save money by choosing our multi-year discount to extend your adjuster license bond term during checkout!

How do you get an insurance agency bond?

You can purchase your Texas insurance agency bond online 24/7. Simply select your preferred term and provide your insurance agency name and address for Department of Insurance filing approval. Once your payment has been processed, your official Texas surety bond will be delivered to your email instantly.

How long does it take to get an insurance agency bond in Texas?

SuretyBonds.com offers instant Texas insurance agency bond delivery 24/7. Purchase now to receive your official insurance agency license bond in minutes by email.

Bond Type
$25,000Insurance Agency Bond

What is a Texas insurance agency bond?

Texas Insurance Code Section 4001.106 requires individuals file a $25,000 surety bond to apply for an insurance agent/agency license. State form FIN505 is officially titled the “Insurance Agency Bond” and specifically benefits insurance agency customers. Texas surety bond form FIN505 requires insurance agencies comply with Texas Insurance Code when conducting business. 

Who needs an insurance agency surety bond in Texas? 

You need to purchase and file Texas surety bond form FIN505 to apply for your insurance agent or insurance agency license with the Texas Department of Insurance. The Texas Insurance Code states that any insurance agency, corporation, or partnership is required to be bonded for as long as their license is valid. If you fail to comply with Texas Insurance Code while working as an insurance agency, your issuing surety company will pay valid claims to harmed individuals up to your full $25,000 bond amount, which you must reimburse.

Why is the insurance agency bond required by the Texas Department of Insurance? 

The Texas Department of Insurance enforces licensing requirements for insurance agencies in the state, including this $25,000 surety bond amount requirement. If you have questions about this surety bond requirement or other licensing requirements, you can contact the DOI by calling 1(512)676-6500 or emailing [email protected].

The Texas Department of Insurance requires this bond for insurance agency licensing. The Texas DOI also enforces a separate Texas public adjuster bond requirement. If you work as an insurance adjuster in states other than Texas, we also offer insurance adjuster bonds nationwide.

How do I update or change my insurance agency bond form? 

If the Texas Department of Insurance requires your bond form to be updated for any reason, contact your surety provider. If you purchased your bond from SuretyBonds.com, email [email protected] to explain the needed change. The most common changes requested are updating your insurance agency name or address to match your agency license or licensing application.

How do I renew my insurance agency bond? 

You must renew your Texas insurance agency bond before its current term expires. Once you pay your SuretyBonds.com renewal invoice, renewal instructions will be sent to keep your bond active for your next insurance agency licensing term.

What are the other requirements for an insurance agency application in Texas? 

You'll need to complete the following steps to apply for your Texas insurance agency license.

  1. Determine which license type your agency needs (county mutual, funeral prearrangement life, life insurance not exceeding $25,000, or risk manager).
  2. Fill out your insurance agency license application (Texas form FIN507).
  3. Submit your fingerprint receipt from IdentoGo for your background check.
  4. Purchase and file your Texas surety bond form TDI form FIN505 in the $25,000 required bond amount. 
  5. Pay your required license fees.

What happens if a claim is filed on the Texas insurance agency bond? 

If a claim is filed on your Texas surety bond, your issuing surety bond company will investigate the claim. If your surety company determines the claim is valid, they'll pay harmed individuals up to the full $25,000 bond amount, which you must reimburse for failure to uphold your professional obligation as a licensed insurance agency according to Texas Insurance Code. 

Call 1 (800) 308-4358 to talk with a Surety Expert