Texas Public Insurance Adjuster Bond

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How much does a Texas public insurance adjuster bond cost?

The Texas public insurance adjuster bond costs $100 annually. You can save money on your bond premium by choosing our multi-year discount to extend your public adjuster bond term during checkout!

How do I get a public adjuster bond in Texas?

You can purchase your Texas public adjuster bond online 24/7. You'll just need to provide your name and address for Department of Insurance filing approval. Once your payment has been processed, your official public adjuster surety bond will be delivered to your email instantly.

How fast can I get a public insurance adjuster bond? 

SuretyBonds.com offers instant Texas public insurance adjuster bond delivery 24/7. Purchase now to receive your official Texas surety bond in minutes by email.

Bond Type
$10,000Public Insurance Adjuster Bond

What is a Texas public insurance adjuster bond? 

Texas Administrative Code Section 19.705 requires individuals file a $10,000 surety bond to be licensed as a public insurance adjuster. State form FIN509 is officially titled the “Public Insurance Adjuster Bond” but is also known as the “public adjuster bond” or “insurance adjuster bond.” This bond form specifically requires licensed public insurance adjusters work according to Texas Insurance Code and also covers losses outlined in Texas Insurance Code Article 21.07-5 Section 6.

Why do I need a Texas public adjuster bond?

You must maintain an active public adjuster surety bond with the state as long as you're licensed to work as a public adjuster in Texas. By filing this bond you agree to follow Texas Insurance Code while working as a public insurance adjuster. If you fail to do so, your issuing surety insurance company will pay valid claims to harmed parties up to your full $10,000 bond amount, which you must reimburse. 

Who regulates licensing for public insurance adjusters?

The Texas Department of Insurance Agent and Adjuster Licensing Office enforces licensing requirements for public insurance adjusters working in the state. To contact the DOI Agent & Adjuster Licensing Office, call 1(512)676-6500 or email [email protected].

The Texas DOI requires this bond for public insurance adjuster licensing. The Texas DOI also enforces separate Texas insurance agency bond and Texas title insurance agent/direct operation bond requirements. If you work as an insurance adjuster in states other than Texas, we also offer insurance adjuster bonds nationwide.

Who are the three parties in an adjuster bond? 

The three parties involved in a public adjuster surety bond are the obligee, the principal, and the surety. When it comes to this specific Texas surety bond requirement, the obligee is the Department of Insurance requiring the bond. The principal is you, the insurance adjuster who purchases and files the bond. The surety is the insurance company that issues your bond. Texas Insurance Code requires each public insurance adjuster and trainee maintain their own surety bond with the state.

How do I update or change my public adjuster surety bond form?

If the Texas Department of Insurance requires your bond to be updated for any reason, contact your surety provider. If you purchased your bond from SuretyBonds.com, email [email protected] to explain the needed change. The most common changes requested are updating your name or address to match your public adjusting insurance license paperwork. 

How do I renew my Texas public adjuster bond? 

You must renew your Texas public insurance adjuster bond before its current term expires. Once you pay your SuretyBonds.com renewal invoice, renewal instructions will be sent to keep your bond active for your next license term. 

How do you get a public insurance adjuster license in Texas? 

Learn How to get a Texas Public Insurance Adjuster License by reviewing our comprehensive guide.

Complete the following steps to apply for your Texas public adjuster license.

  1. Pass the required license examination.
  2. Complete a fingerprint background check.
  3. Fill out a license application online on Sircon.
  4. Purchase and file your $10,000 Texas surety bond form FIN509.
  5. Pay the $50 application fee.

You can also review the Texas Department of Insurance tips for successful application processing

Call 1 (800) 308-4358 to talk with a Surety Expert