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Texas Insurance Agency Bond

How much does an insurance agency bond cost in Texas?

The Texas Department of Insurance requires insurance agencies to post $25,000 surety bonds prior to conducting business.

With a quick credit check, applicants may be approved for their bond for as little as $250 annually. Purchase your bond instantly!

Bond Type Bond Amount Cost by Credit Score*
680 and up 679 - 600 599 or lower
Insurance Agency Bond $25,000 Starts at $250 $250-$700 $650+ Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Our experts can typically get you a quote within 24 hours! Call 1 (800) 308-4358 or click here to apply for your Texas insurance agency surety bond today!

Why do I need this bond?

Texas insurance agency bonds exist to protect consumers and the state from any illegal or fraudulent activity that occurs at the hand of a principal (insurance agency). By posting this bond, the principal agrees to abide by all provisions of the Insurance Code of the Texas Legislation. Prohibited acts according to this code include:

  • failing to renew license while continuing business operations
  • failing to inform the Department of any agent’s termination and cause of termination, change of mailing address, felony convictions and any administrative action taken by another State or the Federal Government
  • acquiring and insuring any good that they have personal interest in
  • failing to maintain necessary records

If any of these acts occur and a valid claim is made against the insurance agency’s bond, the surety will initially cover all damages. The principal must fully reimburse the surety for all damages paid out.

Apply for your Texas surety bond now!

What’s the fine print?

Insurance agency bonds in Texas are continuous until canceled. If the surety decides to cancel this bond prior to the termination date, it must provide at least 30 days of notice to the Texas Department of Insurance.

How to start an insurance agency in Texas

Posting an insurance agency bond is just the first step toward becoming licensed to work as an insurance agency in Texas. Insurance agencies must submit the following fees, documents and information to the Department to be eligible for licensure:

  • $50 per license fee per license type
  • Federal Employer Identification Number (FEIN)
  • applicant’s email address
  • any responsible persons must be fingerprinted
  • business authority
  • financial responsibility
  • errors and omissions insurance

Our team of surety experts is here to answer any questions you have about our fast and easy bonding process. Get started now!

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Get a FREE Insurance Agency Bond Quote Today!

Texas Department of Insurance Insurance Agency Bond

Texas Department of Insurance Applications Section Application for Insurance Agency License

Texas Department of Insurance Agent / Adjuster Forms

Texas Department of Insurance Bond Resources Information regarding the different types of bonds

Texas Legislation Insurance Code Title 13, Subtitle A, Chapter 4001 - Agent Licensing in General

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