Illinois Public Adjuster Bond

Purchase your bond instantly online when you choose one of the 3 term options below. Save time and money by extending your bond term. Choosing a longer term now means you pay 25% less for your bond each year and forego the annual renewal process.


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2 year term - save $125.00!



3 year term - save $250.00!

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How much does an Illinois public adjuster bond cost? 

The Illinois public adjuster bond costs $500 annually. You can save money by choosing our multi-year discount to extend your public insurance adjuster bond term during checkout!

How do you get a public adjuster bond in Illinois?

You can purchase your Illinois public adjuster bond online 24/7. Simply select your preferred term length, and provide the following information for Department of Insurance filing approval.

  • public adjuster name
  • address
  • public adjuster employer business entity name, if applicable
  • social security number or tax identification number

Once your payment has been processed, your official Illinois surety bond will be delivered to your email instantly.

How fast can I get a public adjuster license bond? offers instant Illinois public adjuster surety bond delivery 24/7. Purchase now to receive your official public adjuster surety bond delivered in minutes by email.

Bond Type
$50,000Public Adjuster Bond$50,000 Bond Amount Effective January 1, 2024

What is the purpose of the Illinois public adjuster bond? 

Illinois Compiled Statutes 215 5/1560 Section 1560 requires individuals seeking public insurance adjuster licensure file a surety bond along with their public adjuster license application. The state's official surety bond form is titled the “Public Adjuster/Public Adjuster Business Entity Bond” and specifically requires licensed public adjusters comply with all provisions of the Public Adjuster's Regulatory Act and also properly account for payment transactions they manage under their license. If a licensed public adjuster fails to do so, their issuing surety insurance company will pay valid claims to harmed individuals up to the full bond amount, which the bonded claims adjuster must reimburse.

Who is required to purchase the Illinois public adjuster bond?

All public adjusters who work in Illinois must be legally licensed and bonded before being authorized to work as a claims adjuster in the state. The Illinois Department of Insurance (IDOI) enforces licensing requirements for public adjusters, including this bond amount requirement. You can contact the IDOI by calling 1(866)445-5364 or emailing [email protected].

The Illinois Department of Insurance requires this bond for public insurance adjuster licensing. The IDOI also enforces a separate Illinois insurance producer bond requirement. If you work as an insurance adjuster in states other than Illinois, we also offer insurance adjuster bonds nationwide.

When did the Illinois public adjuster bond amount increase?

Effective January 1, 2024, public adjusters in Illinois must increase their bond amount to $50,000. For more information on how this change affects you and your license, contact your surety provider.

How do I update or change my public adjuster bond form?

If the Illinois Department of Insurance requires your surety bond documentation to be updated for any reason, contact your surety provider. If you purchased your public adjuster surety bond from, email [email protected] to explain the needed change. The most common changes requested are updating the following to match your public adjuster license application.

  • public adjuster name
  • address
  • public adjuster employer business entity name

How do I renew my public adjuster license bond? 

You must renew your Illinois public adjuster license bond before its current term expires. Once you pay your renewal invoice, renewal instructions will be sent to you to keep your bond active for your next licensed public adjuster term.

Do you need a license to be a public adjuster in Illinois?

Yes, you must have a public adjuster license issued to you by the Illinois Department of Insurance before you can process any insurance claim as a public adjuster in the state.

How do you get a public adjuster license in Illinois?

Learn how to get an Illinois public adjuster license by reviewing our comprehensive guide.

You must complete the following steps to apply for your Illinois public adjuster license.

  1. Pass the public adjuster exam on Pearson Vue
  2. Submit an online application through the NIPR
  3. Pay the $250 license fee. 
  4. Purchase and file your Illinois surety bond form.
  5. Submit a written public adjuster contract. 
  6. Complete fingerprint scanning by an Illinois approved live scan vendor. 

Can a public adjuster be a contractor in Illinois?

Illinois public adjusters are not permitted to act as contractors for any insurance claim they process. 

What can Illinois public adjusters do to avoid claims made against your bonds? 

To avoid claims against your Illinois public insurance adjuster surety bond, you must comply with all provisions of the Public Adjuster's Regulatory Act and also properly account for payment transactions you manage under your license. If you fail to do so, your issuing surety insurance company will pay any valid insurance claim up to your full bond amount, which you must reimburse.

Call 1 (800) 308-4358 to talk with a Surety Expert