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Texas Escrow Officer Schedule Bond

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How much does a Texas escrow officer schedule bond cost?

Texas escrow officer schedule bond costs start at $100 annually. Your exact cost will vary depending on the bond amount required for your license application. If your bond amount exceeds $25,000, your personal premium will be provided after a quick application review.

How do I get a licensed escrow agent bond in Texas?

You can purchase your Texas licensed escrow agent bond online 24/7. You'll need to provide the following information for Department of Insurance filing approval 

  • title agent full legal name, including any DBA
  • title agent's Texas address 
  • names of all escrow agents to be covered by the bond

Once your payment has been processed, your official escrow license bond will be delivered to your email instantly.

How fast can I get an escrow officer license bond? offers instant Texas escrow officer license bond delivery 24/7. Purchase now to receive your official escrow license bond delivered in minutes by email.

Bond Type
$5,000-$25,000Escrow Officer Schedule Bond
$25,001-$100,000Escrow Officer Schedule Bond

What is a Texas escrow officers schedule bond?

Texas Title Insurance Act 9.45 requires title insurance agent employers file a surety bond to cover each escrow officer that provides escrow services on their behalf. State form FINT123-0119 is officially titled the “Texas Escrow Officers Schedule Bond” and includes a section to list each licensed escrow officer employed by the title insurance company. The form specifically requires that each licensed escrow officer pay any losses resulting from their fraud, dishonesty, forgery, theft, embezzlement, or other willful misapplication to the Texas Department of Insurance. If they fail to do so, their issuing surety company will pay valid claims up to the full bond amount, which the licensed escrow agent or title insurance company must reimburse. 

Who is required to be licensed as an escrow agent? 

Every individual escrow officer must be licensed with the state before performing escrow services in Texas. A title insurance agent or direct operation cannot employ any escrow officer unless they're legally licensed and bonded according to the Texas Title Insurance Act.

Who regulates licensing for escrow officers?

The Texas Department of Insurance enforces regulations for escrow agents and title company applicants in the state, including the surety bond licensing requirement. You can contact the TDI Agent and Adjuster Licensing Office by calling 1(512)676-6500 or emailing [email protected].

The Texas DOI requires this bond for escrow officer licensing. The DOI also enforces separate Texas title agent bond, Texas insurance agency bond and Texas public adjuster bond requirements.

How do I update or change my escrow officer schedule bond form?

If the Texas Department of Insurance requires your surety bond documentation to be updated for any reason, contact your surety provider. If you purchased your escrow agent bond from, email [email protected] to explain the needed change.

The most common changes requested are updating the title company name/address or updating the names of the licensed escrow agents covered by the bond schedule. 

How do I renew my escrow officer surety bond?

You must renew your Texas escrow officer surety bond before its current term expires. Once you pay your renewal invoice, renewal instructions will be sent to you to keep your bond active for your next escrow license term.

How do I get licensed as an escrow officer in Texas? 

In addition to purchasing your licensed escrow agent bond in the correct required amount, you'll need to complete the following steps to apply as a licensed escrow officer in Texas. 

  1. Fill out your Application for Escrow Officer License Form (FINT132) online through Sircon.
  2. Have your appointing title insurance agent or direct operation fill out your Escrow Officer Appointment Form (FINT09)
  3. Provide results from your fingerprint background check.
  4. Pay the $35 application fee.

If you own or operate a title company, you must submit an escrow officer appointment form for each escrow officer before they can begin work. 

Call 1 (800) 308-4358 to talk with a Surety Expert