Manufactured Housing Bonds

What Are Manufactured/Mobile Housing Bonds? 

Manufactured housing bonds, also known as mobile housing bonds, are required by several states as part of the licensing process for retailers, dealers, installers and manufacturers of manufactured or mobile housing. These bonds protect consumers from potential harm by the following professionals:

• Manufacturers: Ensure that manufactured homes are properly constructed following all applicable laws and regulations. These bonds protect retailers and consumers against damages or losses due to errors in the manufacturing processes.
• Dealers/Retailers: Hold mobile home sellers accountable for operating legally and responsibly according to state laws. These bonds protect consumers from any fraudulent practices the seller may commit.
• Installers: Guarantee that all manufactured homes are installed in compliance with applicable laws and regulations. These bonds protect customers from losses or damages as a result of an installer's unsatisfactory performance.

How Much Do Manufactured Housing Bonds Cost?

Your bond cost will vary depending on the bond amount and your credit score. Most qualified individuals who apply on SuretyBonds.com can expect to pay a premium of just 1–7% for their manufactured housing bond policy. 

Some of our manufactured home bonds are available at a flat rate of $100 with no application. To find the price of the bond you need, select your location below. You can purchase online or request to receive an exact quote in one business day or less. 

We also offer federal manufactured housing installer bonds required specifically by the U.S. Department of Housing and Urban Development (HUD) starting at $250.

How Do Manufactured/Mobile Housing Bonds Work? 

A manufactured housing bond binds three parties in a legal contract:  

• Principal: The housing manufacturer, dealer/retailer or installer requiring the bond
• Surety: The provider issuing the bond to the principal 
• Obligee: The state department, often the Department of Housing, requiring the bond

If a bonded manufactured housing licensee breaks the contract terms, the state or consumers can file a claim to recover damages. The surety will validate and pay out the claim which the principal will need to repay.

How to Get a Manufactured/Mobile Housing Bond

SuretyBonds.com provides the fastest and easiest way to get a manufactured housing bond: 

1. Apply online at SuretyBonds.com 
2. Get a free quote within one business day
3. Purchase your bond online 
4. File the bond with the appropriate state department

Once you apply, we’ll provide a quote and invoice so you can purchase your bond at any time. If you're in a rush and your bond requires physical delivery, we offer an overnight shipping option.

How Do I Renew My Manufactured Housing Bond?

Manufactured housing bonds expire every 1–3 years depending on the bond you need. A SuretyBonds.com representative will contact you with renewal instructions and an invoice to keep your bond active before your term ends. Learn more about surety bond renewals here.  

How Do I Update My Manufactured Housing Bond Form?

If you need to update any information on your bond form, call 1 (800) 308-4358 or email [email protected], and one of our friendly representatives will be happy to assist you.