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Florida Collection Agency Bond

How much does a collection agency bond cost in Florida?

The Financial Services Commission of Florida requires collection agencies to post $50,000 surety bonds. These bonds are subject to underwriting, which means the amount you’ll pay is based directly on a review of personal credit report. With good credit, applicants could pay as low as $300 for their bond! Don’t let bad credit stop you from getting the surety bond you need. SuretyBonds.com has a history of helping applicants from all financial backgrounds get bonded quickly and easily.

Start the bonding process by requesting a free surety bond quote now!

Bond Type Bond Amount Cost by Credit Score*
680 and up 679 - 600 599 or lower
Collection Agency Bond $50,000 Starts at $300 $2,500-4,000 $5,000+ Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

Call 1 (800) 308-4358, submit a bond request, to connect with one of our surety experts who will walk you through each step of the bonding process.

Why do I need this bond?

By posting a Florida collection agency bond, principals (collection agencies) pledge to conduct business according to Chapter 559, Part V of the Florida Statutes and any rules and regulations that may be issued now or in the future by the State of Florida Office of Financial Regulation. The bond protects any credit granter who suffers financial loss as a result of the collection agencies’ unlawful or fraudulent commercial collection activities.

Submit a bond request today to begin the bonding process. We can typically provide you with a free bond quote within 1 business day of receiving your application.

What’s the fine print?

Collection agency bonds in Florida remain in full force and effect until otherwise canceled. The surety can cancel the bond by giving 30 days’ notice in writing to the principal and the state.

How to become a collection agency in Florida

The registration period for collection agencies in Florida runs annually from January 1 through December 31. Registrations not renewed by December 31 will expire. Applicants for both initial and renewal registrations must pay the $500 fee.

Complete registration information can be accessed from the Additional Resources section of this page. Begin the licensing process by purchasing the surety bond you need.

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Additional Resources

State of Florida Office of Financial Regulation Collection Agency Bond form

Licensing and Registration Application Instructions Licenses Issued Under Chapter 559 Florida Statutes Commercial Collection Agency

Office of Financial Regulation Registration of Commercial Collection Agency

Florida Office of Financial Regulation Commercial Collection Agencies

Florida Statutes Title 33 Chapter 559 Part 5 Commercial Collection Practices

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