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Florida Construction License Bond

How much does a construction license bond cost in Florida?

The Construction Industry Licensing Board requires that applicants seeking their construction license may prove financial responsibility by purchasing a surety bond if their FICO-derived credit score falls below 660. The bond amount is dependent upon the type of license that the applicant is seeking. Those looking to become a Division I contractor must provide a $20,000 surety bond and the bond amount for Division II contractors is set at $10,000. However, these amounts may be lowered to $10,000 for Division I contractors and $5,000 for Division II contractors if they wish to complete a board-approved financial responsibility course. The cost of these bonds is determined by credit and is subject to underwriting, although applicants with credit closer to 660 may be approved at just 1-3%. Get bonded now!

Bond Type Bond Amount Cost*
Varies Construction License Bond Division I Varies Varies Apply Now
Varies Construction License Bond Division II Varies Varies Apply Now
*The bond premium rate quotes provided to you through this website are for pricing comparisons and quotation estimate purposes only. The bond rate quotes provided are based on general assumptions that may or may not be applicable to you and are subject to change at any time. These rate quotes do not constitute an offer of insurance, nor is any contract, agreement, or bond coverage implied, formed or bound by the provision of rate quotes. Bondability, final bond premium rate quotes and an offer of insurance, if any, will be determined by the insurance company providing your bond. You must contact us directly to obtain a quote for binding purposes.

We can provide your free, no-obligation surety bond quote within 1 business day of submitting your application. Call 1 (800) 308-4358 or click here to get started!

Why do I need this bond?

Construction license bonds are in place to guarantee that the licensee makes all payments to the Florida State Treasurer and keeps accurate books and records to provide reports as necessary. By submitting a surety bond, licensees are also indemnifying themselves to conduct business in compliance with all laws and regulations set forth by the Board. In the event that the licensee fails to meet any of these guarantees, a claim may be filed against the bond. The surety will settle the claim by paying out up to the amount of the bond, at which point the licensee must reimburse the surety for any money paid out.

Purchasing the Florida construction license bond you need is fast and easy when you work with the experts at SuretyBonds.com! Request your free bond quote now.

What’s the fine print?

The bond must remain in effect until the licensee is able to demonstrate to the Board that they have a credit score of 660 or higher. The surety may also cancel the bond by mailing a cancellation notice to the Executive Director of the Board 30 days in advance—though they are still liable for any money owed while the bond is in effect, including the 30-day-notice period.

How to become a construction professional in Florida

Submitting a bond is one step in the process, however, those wishing to become certified (licensed to operate statewide) must also meet the following requirements:

  • Submit an application
  • 18 years of age
  • Pass state certification exam
  • Four years of experience and/or college
  • Provide fingerprints for background check
  • Obtain liability and property damage insurance
  • Pay any applicable fees

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Construction Industry Licensing Board Home

Financial Responsibility and Stability Requirements for Contractor Applicants

List of Approved Financial Responsibility Courses

Florida Construction License Requirements

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