Surety Bonds for Lost Car Titles
SuretyBonds.com is licensed to issue vehicle title bonds nationwide. Whether you need a title surety bond in Texas, California, Georgia, or Louisiana, we can help!
If you have a lost or stolen vehicle title, you might be required to purchase a surety bond. Vehicle title bonds are also known as certificate of title bonds, lost title bonds or defective title bonds, but they all serve the same purpose.
This guide is for those needing a surety bond for a vehicle title. If you are interested in bonding a dealership, see our Guide to Auto Dealer Bonds.
What is a bonded title?
A bonded title gives the owner the same rights as a standard vehicle title. A bonded title is required to register a vehicle when the original title has been lost or stolen.
To receive a bonded title, potential owners must first obtain a certificate of title bond guaranteeing money is available to cover damages on the vehicle for which a bonded title will be issued.
Many states require that applicants acquire a title bond from an insurance company in order to receive their bonded title for a lost or stolen vehicle title.
How much does a title bond cost?
Title bonds cost $100 for bonds that cover $6,000 or less. If the bond amount exceeds $6,000, the premium will increase and varies depending on the exact bond amount and state where the vehicle is being titled.
If your bond amount is larger than $20,000, your application may be subject to review by an underwriter before the bond can be issued. Bonds that do not require underwriting can be purchased online here at SuretyBonds.com
For more information about title bonds in your area, select your state below or call 1 (800) 308-4358 to speak with a surety expert.
Or, choose your state from the list below:
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- Washington D.C.
- West Virginia
Why do I need a vehicle title bond?
Title bonds verify that you rightfully own your vehicle and entitle you to purchase insurance, register or sell your vehicle. The following are common scenarios in which a bond may be required to issue a bonded title:
- Original car title lost or stolen
- Vehicle was paid for but title was never given, and lender is out of business
- Vehicle is too old to have a title
- Vehicle is custom-made
Get your title bond quickly and easily!
In most cases, title bonds can be purchased instantly online or over the phone in just a few minutes. Your title bond will be issued once your payment has been processed. You can even choose our overnight shipping option and have the original bond in your hands the next business day!
To make the process as quick as possible, please have the following information available when getting your title bond:
- Name (as it appears on your driver’s license)
- Vehicle year, make and model
- Vehicle identification number (VIN)
- Vehicle value (determined by obligee requiring bond)
Get started by calling 1 (800) 308-4358 or you can fill out an online contact form 24/7 and one of our surety experts will contact you ASAP!